LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,934
−HK$873/mo
▼ 0.25% · 3.875%
HK$14,367
−HK$440/mo
Today · 4.125%
HK$14,807
baseline
▲ 0.50% · 4.625%
HK$15,708
+HK$901/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$29,614/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$146,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,501
−HK$837/mo
▼ 0.25% · 3.875%
HK$15,917
−HK$421/mo
Today · 4.125%
HK$16,338
baseline
▲ 0.50% · 4.625%
HK$17,200
+HK$862/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$32,676/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$146,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,720
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,240
−HK$529/mo
Today · 4.125%
HK$17,769
baseline
▲ 0.50% · 4.625%
HK$18,850
+HK$1,081/mo
Deposit HK$2.44M · loan HK$3.67M · min. income ≈ HK$35,538/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$146,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,601
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,100
−HK$506/mo
Today · 4.125%
HK$19,606
baseline
▲ 0.50% · 4.625%
HK$20,640
+HK$1,034/mo
Deposit HK$2.44M · loan HK$3.67M · min. income ≈ HK$39,212/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$146,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,507
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,114
−HK$616/mo
Today · 4.125%
HK$20,730
baseline
▲ 0.50% · 4.625%
HK$21,992
+HK$1,262/mo
Deposit HK$1.83M · loan HK$4.28M · min. income ≈ HK$41,460/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$146,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,701
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,283
−HK$591/mo
Today · 4.125%
HK$22,874
baseline
▲ 0.50% · 4.625%
HK$24,079
+HK$1,205/mo
Deposit HK$1.83M · loan HK$4.28M · min. income ≈ HK$45,748/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$146,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,080
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,861
−HK$792/mo
Today · 4.125%
HK$26,653
baseline
▲ 0.50% · 4.625%
HK$28,275
+HK$1,622/mo
Deposit HK$611K · loan HK$5.50M · min. income ≈ HK$53,306/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$146,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,902
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,650
−HK$759/mo
Today · 4.125%
HK$29,409
baseline
▲ 0.50% · 4.625%
HK$30,959
+HK$1,550/mo
Deposit HK$611K · loan HK$5.50M · min. income ≈ HK$58,818/mo (50% DSR)
Upfront cash ≈ HK$757K (deposit + AVD stamp duty HK$146,052 · Scale 2, in force from 26 Feb 2026)