LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,368
−HK$8,739/mo
▼ 0.25% · 3.875%
HK$143,703
−HK$4,404/mo
Today · 4.125%
HK$148,107
baseline
▲ 0.50% · 4.625%
HK$157,119
+HK$9,012/mo
Deposit HK$30.56M · loan HK$30.56M · min. income ≈ HK$296,214/mo (50% DSR)
Upfront cash ≈ HK$33.16M (deposit + AVD stamp duty HK$2,597,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,045
−HK$8,377/mo
▼ 0.25% · 3.875%
HK$159,204
−HK$4,218/mo
Today · 4.125%
HK$163,422
baseline
▲ 0.50% · 4.625%
HK$172,036
+HK$8,614/mo
Deposit HK$30.56M · loan HK$30.56M · min. income ≈ HK$326,844/mo (50% DSR)
Upfront cash ≈ HK$33.16M (deposit + AVD stamp duty HK$2,597,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,241
−HK$10,488/mo
▼ 0.25% · 3.875%
HK$172,444
−HK$5,285/mo
Today · 4.125%
HK$177,729
baseline
▲ 0.50% · 4.625%
HK$188,543
+HK$10,814/mo
Deposit HK$24.45M · loan HK$36.67M · min. income ≈ HK$355,458/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,597,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,054
−HK$10,052/mo
▼ 0.25% · 3.875%
HK$191,044
−HK$5,062/mo
Today · 4.125%
HK$196,106
baseline
▲ 0.50% · 4.625%
HK$206,443
+HK$10,337/mo
Deposit HK$24.45M · loan HK$36.67M · min. income ≈ HK$392,212/mo (50% DSR)
Upfront cash ≈ HK$27.05M (deposit + AVD stamp duty HK$2,597,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,115
−HK$12,235/mo
▼ 0.25% · 3.875%
HK$201,184
−HK$6,166/mo
Today · 4.125%
HK$207,350
baseline
▲ 0.50% · 4.625%
HK$219,967
+HK$12,617/mo
Deposit HK$18.34M · loan HK$42.78M · min. income ≈ HK$414,700/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,597,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,064
−HK$11,727/mo
▼ 0.25% · 3.875%
HK$222,885
−HK$5,906/mo
Today · 4.125%
HK$228,791
baseline
▲ 0.50% · 4.625%
HK$240,851
+HK$12,060/mo
Deposit HK$18.34M · loan HK$42.78M · min. income ≈ HK$457,582/mo (50% DSR)
Upfront cash ≈ HK$20.93M (deposit + AVD stamp duty HK$2,597,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$250,862
−HK$15,731/mo
▼ 0.25% · 3.875%
HK$258,665
−HK$7,928/mo
Today · 4.125%
HK$266,593
baseline
▲ 0.50% · 4.625%
HK$282,815
+HK$16,222/mo
Deposit HK$6.11M · loan HK$55.01M · min. income ≈ HK$533,186/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$2,597,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,082
−HK$15,078/mo
▼ 0.25% · 3.875%
HK$286,566
−HK$7,594/mo
Today · 4.125%
HK$294,160
baseline
▲ 0.50% · 4.625%
HK$309,665
+HK$15,505/mo
Deposit HK$6.11M · loan HK$55.01M · min. income ≈ HK$588,320/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$2,597,574 · Scale 2, in force from 26 Feb 2026)