LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,939
−HK$874/mo
▼ 0.25% · 3.875%
HK$14,372
−HK$441/mo
Today · 4.125%
HK$14,813
baseline
▲ 0.50% · 4.625%
HK$15,714
+HK$901/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$29,626/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$146,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,507
−HK$838/mo
▼ 0.25% · 3.875%
HK$15,923
−HK$422/mo
Today · 4.125%
HK$16,345
baseline
▲ 0.50% · 4.625%
HK$17,206
+HK$861/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$32,690/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$146,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,727
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,247
−HK$529/mo
Today · 4.125%
HK$17,776
baseline
▲ 0.50% · 4.625%
HK$18,857
+HK$1,081/mo
Deposit HK$2.45M · loan HK$3.67M · min. income ≈ HK$35,552/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$146,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,608
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,107
−HK$507/mo
Today · 4.125%
HK$19,614
baseline
▲ 0.50% · 4.625%
HK$20,647
+HK$1,033/mo
Deposit HK$2.45M · loan HK$3.67M · min. income ≈ HK$39,228/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$146,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,514
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,121
−HK$617/mo
Today · 4.125%
HK$20,738
baseline
▲ 0.50% · 4.625%
HK$22,000
+HK$1,262/mo
Deposit HK$1.83M · loan HK$4.28M · min. income ≈ HK$41,476/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$146,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,710
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,292
−HK$590/mo
Today · 4.125%
HK$22,882
baseline
▲ 0.50% · 4.625%
HK$24,089
+HK$1,207/mo
Deposit HK$1.83M · loan HK$4.28M · min. income ≈ HK$45,764/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$146,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,090
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,870
−HK$793/mo
Today · 4.125%
HK$26,663
baseline
▲ 0.50% · 4.625%
HK$28,286
+HK$1,623/mo
Deposit HK$611K · loan HK$5.50M · min. income ≈ HK$53,326/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$146,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,912
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,661
−HK$759/mo
Today · 4.125%
HK$29,420
baseline
▲ 0.50% · 4.625%
HK$30,971
+HK$1,551/mo
Deposit HK$611K · loan HK$5.50M · min. income ≈ HK$58,840/mo (50% DSR)
Upfront cash ≈ HK$758K (deposit + AVD stamp duty HK$146,285 · Scale 2, in force from 26 Feb 2026)