LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,459
−HK$8,745/mo
▼ 0.25% · 3.875%
HK$143,797
−HK$4,407/mo
Today · 4.125%
HK$148,204
baseline
▲ 0.50% · 4.625%
HK$157,222
+HK$9,018/mo
Deposit HK$30.58M · loan HK$30.58M · min. income ≈ HK$296,408/mo (50% DSR)
Upfront cash ≈ HK$33.18M (deposit + AVD stamp duty HK$2,599,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,147
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$159,308
−HK$4,221/mo
Today · 4.125%
HK$163,529
baseline
▲ 0.50% · 4.625%
HK$172,148
+HK$8,619/mo
Deposit HK$30.58M · loan HK$30.58M · min. income ≈ HK$327,058/mo (50% DSR)
Upfront cash ≈ HK$33.18M (deposit + AVD stamp duty HK$2,599,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,351
−HK$10,494/mo
▼ 0.25% · 3.875%
HK$172,556
−HK$5,289/mo
Today · 4.125%
HK$177,845
baseline
▲ 0.50% · 4.625%
HK$188,666
+HK$10,821/mo
Deposit HK$24.46M · loan HK$36.70M · min. income ≈ HK$355,690/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,599,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,176
−HK$10,058/mo
▼ 0.25% · 3.875%
HK$191,169
−HK$5,065/mo
Today · 4.125%
HK$196,234
baseline
▲ 0.50% · 4.625%
HK$206,578
+HK$10,344/mo
Deposit HK$24.46M · loan HK$36.70M · min. income ≈ HK$392,468/mo (50% DSR)
Upfront cash ≈ HK$27.06M (deposit + AVD stamp duty HK$2,599,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,242
−HK$12,244/mo
▼ 0.25% · 3.875%
HK$201,316
−HK$6,170/mo
Today · 4.125%
HK$207,486
baseline
▲ 0.50% · 4.625%
HK$220,111
+HK$12,625/mo
Deposit HK$18.35M · loan HK$42.81M · min. income ≈ HK$414,972/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$2,599,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,205
−HK$11,735/mo
▼ 0.25% · 3.875%
HK$223,031
−HK$5,909/mo
Today · 4.125%
HK$228,940
baseline
▲ 0.50% · 4.625%
HK$241,008
+HK$12,068/mo
Deposit HK$18.35M · loan HK$42.81M · min. income ≈ HK$457,880/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$2,599,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,026
−HK$15,741/mo
▼ 0.25% · 3.875%
HK$258,834
−HK$7,933/mo
Today · 4.125%
HK$266,767
baseline
▲ 0.50% · 4.625%
HK$283,000
+HK$16,233/mo
Deposit HK$6.12M · loan HK$55.04M · min. income ≈ HK$533,534/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,599,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,264
−HK$15,088/mo
▼ 0.25% · 3.875%
HK$286,754
−HK$7,598/mo
Today · 4.125%
HK$294,352
baseline
▲ 0.50% · 4.625%
HK$309,867
+HK$15,515/mo
Deposit HK$6.12M · loan HK$55.04M · min. income ≈ HK$588,704/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,599,270 · Scale 2, in force from 26 Feb 2026)