LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,473
−HK$8,747/mo
▼ 0.25% · 3.875%
HK$143,812
−HK$4,408/mo
Today · 4.125%
HK$148,220
baseline
▲ 0.50% · 4.625%
HK$157,238
+HK$9,018/mo
Deposit HK$30.58M · loan HK$30.58M · min. income ≈ HK$296,440/mo (50% DSR)
Upfront cash ≈ HK$33.18M (deposit + AVD stamp duty HK$2,599,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,163
−HK$8,383/mo
▼ 0.25% · 3.875%
HK$159,324
−HK$4,222/mo
Today · 4.125%
HK$163,546
baseline
▲ 0.50% · 4.625%
HK$172,167
+HK$8,621/mo
Deposit HK$30.58M · loan HK$30.58M · min. income ≈ HK$327,092/mo (50% DSR)
Upfront cash ≈ HK$33.18M (deposit + AVD stamp duty HK$2,599,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,368
−HK$10,496/mo
▼ 0.25% · 3.875%
HK$172,574
−HK$5,290/mo
Today · 4.125%
HK$177,864
baseline
▲ 0.50% · 4.625%
HK$188,686
+HK$10,822/mo
Deposit HK$24.47M · loan HK$36.70M · min. income ≈ HK$355,728/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$2,599,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,195
−HK$10,060/mo
▼ 0.25% · 3.875%
HK$191,189
−HK$5,066/mo
Today · 4.125%
HK$196,255
baseline
▲ 0.50% · 4.625%
HK$206,600
+HK$10,345/mo
Deposit HK$24.47M · loan HK$36.70M · min. income ≈ HK$392,510/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$2,599,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,263
−HK$12,245/mo
▼ 0.25% · 3.875%
HK$201,337
−HK$6,171/mo
Today · 4.125%
HK$207,508
baseline
▲ 0.50% · 4.625%
HK$220,134
+HK$12,626/mo
Deposit HK$18.35M · loan HK$42.82M · min. income ≈ HK$415,016/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$2,599,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,228
−HK$11,736/mo
▼ 0.25% · 3.875%
HK$223,054
−HK$5,910/mo
Today · 4.125%
HK$228,964
baseline
▲ 0.50% · 4.625%
HK$241,033
+HK$12,069/mo
Deposit HK$18.35M · loan HK$42.82M · min. income ≈ HK$457,928/mo (50% DSR)
Upfront cash ≈ HK$20.95M (deposit + AVD stamp duty HK$2,599,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,052
−HK$15,743/mo
▼ 0.25% · 3.875%
HK$258,861
−HK$7,934/mo
Today · 4.125%
HK$266,795
baseline
▲ 0.50% · 4.625%
HK$283,029
+HK$16,234/mo
Deposit HK$6.12M · loan HK$55.05M · min. income ≈ HK$533,590/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,599,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,293
−HK$15,089/mo
▼ 0.25% · 3.875%
HK$286,784
−HK$7,598/mo
Today · 4.125%
HK$294,382
baseline
▲ 0.50% · 4.625%
HK$309,900
+HK$15,518/mo
Deposit HK$6.12M · loan HK$55.05M · min. income ≈ HK$588,764/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,599,542 · Scale 2, in force from 26 Feb 2026)