LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,516
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,856
−HK$4,409/mo
Today · 4.125%
HK$148,265
baseline
▲ 0.50% · 4.625%
HK$157,286
+HK$9,021/mo
Deposit HK$30.59M · loan HK$30.59M · min. income ≈ HK$296,530/mo (50% DSR)
Upfront cash ≈ HK$33.19M (deposit + AVD stamp duty HK$2,600,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,210
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$159,373
−HK$4,223/mo
Today · 4.125%
HK$163,596
baseline
▲ 0.50% · 4.625%
HK$172,219
+HK$8,623/mo
Deposit HK$30.59M · loan HK$30.59M · min. income ≈ HK$327,192/mo (50% DSR)
Upfront cash ≈ HK$33.19M (deposit + AVD stamp duty HK$2,600,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,419
−HK$10,499/mo
▼ 0.25% · 3.875%
HK$172,627
−HK$5,291/mo
Today · 4.125%
HK$177,918
baseline
▲ 0.50% · 4.625%
HK$188,744
+HK$10,826/mo
Deposit HK$24.47M · loan HK$36.71M · min. income ≈ HK$355,836/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$2,600,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,252
−HK$10,063/mo
▼ 0.25% · 3.875%
HK$191,247
−HK$5,068/mo
Today · 4.125%
HK$196,315
baseline
▲ 0.50% · 4.625%
HK$206,663
+HK$10,348/mo
Deposit HK$24.47M · loan HK$36.71M · min. income ≈ HK$392,630/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$2,600,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,322
−HK$12,249/mo
▼ 0.25% · 3.875%
HK$201,398
−HK$6,173/mo
Today · 4.125%
HK$207,571
baseline
▲ 0.50% · 4.625%
HK$220,201
+HK$12,630/mo
Deposit HK$18.36M · loan HK$42.83M · min. income ≈ HK$415,142/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,600,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,294
−HK$11,740/mo
▼ 0.25% · 3.875%
HK$223,122
−HK$5,912/mo
Today · 4.125%
HK$229,034
baseline
▲ 0.50% · 4.625%
HK$241,106
+HK$12,072/mo
Deposit HK$18.36M · loan HK$42.83M · min. income ≈ HK$458,068/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,600,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,129
−HK$15,748/mo
▼ 0.25% · 3.875%
HK$258,940
−HK$7,937/mo
Today · 4.125%
HK$266,877
baseline
▲ 0.50% · 4.625%
HK$283,115
+HK$16,238/mo
Deposit HK$6.12M · loan HK$55.07M · min. income ≈ HK$533,754/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,600,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,378
−HK$15,094/mo
▼ 0.25% · 3.875%
HK$286,871
−HK$7,601/mo
Today · 4.125%
HK$294,472
baseline
▲ 0.50% · 4.625%
HK$309,994
+HK$15,522/mo
Deposit HK$6.12M · loan HK$55.07M · min. income ≈ HK$588,944/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,600,333 · Scale 2, in force from 26 Feb 2026)