LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,519
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$143,859
−HK$4,409/mo
Today · 4.125%
HK$148,268
baseline
▲ 0.50% · 4.625%
HK$157,290
+HK$9,022/mo
Deposit HK$30.59M · loan HK$30.59M · min. income ≈ HK$296,536/mo (50% DSR)
Upfront cash ≈ HK$33.19M (deposit + AVD stamp duty HK$2,600,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,213
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$159,376
−HK$4,223/mo
Today · 4.125%
HK$163,599
baseline
▲ 0.50% · 4.625%
HK$172,223
+HK$8,624/mo
Deposit HK$30.59M · loan HK$30.59M · min. income ≈ HK$327,198/mo (50% DSR)
Upfront cash ≈ HK$33.19M (deposit + AVD stamp duty HK$2,600,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,423
−HK$10,499/mo
▼ 0.25% · 3.875%
HK$172,630
−HK$5,292/mo
Today · 4.125%
HK$177,922
baseline
▲ 0.50% · 4.625%
HK$188,748
+HK$10,826/mo
Deposit HK$24.47M · loan HK$36.71M · min. income ≈ HK$355,844/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$2,600,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,256
−HK$10,063/mo
▼ 0.25% · 3.875%
HK$191,251
−HK$5,068/mo
Today · 4.125%
HK$196,319
baseline
▲ 0.50% · 4.625%
HK$206,667
+HK$10,348/mo
Deposit HK$24.47M · loan HK$36.71M · min. income ≈ HK$392,638/mo (50% DSR)
Upfront cash ≈ HK$27.07M (deposit + AVD stamp duty HK$2,600,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,326
−HK$12,249/mo
▼ 0.25% · 3.875%
HK$201,402
−HK$6,173/mo
Today · 4.125%
HK$207,575
baseline
▲ 0.50% · 4.625%
HK$220,206
+HK$12,631/mo
Deposit HK$18.36M · loan HK$42.83M · min. income ≈ HK$415,150/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,600,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,299
−HK$11,740/mo
▼ 0.25% · 3.875%
HK$223,127
−HK$5,912/mo
Today · 4.125%
HK$229,039
baseline
▲ 0.50% · 4.625%
HK$241,112
+HK$12,073/mo
Deposit HK$18.36M · loan HK$42.83M · min. income ≈ HK$458,078/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,600,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,134
−HK$15,748/mo
▼ 0.25% · 3.875%
HK$258,946
−HK$7,936/mo
Today · 4.125%
HK$266,882
baseline
▲ 0.50% · 4.625%
HK$283,122
+HK$16,240/mo
Deposit HK$6.12M · loan HK$55.07M · min. income ≈ HK$533,764/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,600,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,384
−HK$15,094/mo
▼ 0.25% · 3.875%
HK$286,877
−HK$7,601/mo
Today · 4.125%
HK$294,478
baseline
▲ 0.50% · 4.625%
HK$310,001
+HK$15,523/mo
Deposit HK$6.12M · loan HK$55.07M · min. income ≈ HK$588,956/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,600,390 · Scale 2, in force from 26 Feb 2026)