LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,953
−HK$875/mo
▼ 0.25% · 3.875%
HK$14,387
−HK$441/mo
Today · 4.125%
HK$14,828
baseline
▲ 0.50% · 4.625%
HK$15,730
+HK$902/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$29,656/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$146,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,523
−HK$838/mo
▼ 0.25% · 3.875%
HK$15,939
−HK$422/mo
Today · 4.125%
HK$16,361
baseline
▲ 0.50% · 4.625%
HK$17,224
+HK$863/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$32,722/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$146,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,744
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,265
−HK$529/mo
Today · 4.125%
HK$17,794
baseline
▲ 0.50% · 4.625%
HK$18,877
+HK$1,083/mo
Deposit HK$2.45M · loan HK$3.67M · min. income ≈ HK$35,588/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$146,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,627
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,127
−HK$507/mo
Today · 4.125%
HK$19,634
baseline
▲ 0.50% · 4.625%
HK$20,669
+HK$1,035/mo
Deposit HK$2.45M · loan HK$3.67M · min. income ≈ HK$39,268/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$146,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,534
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,142
−HK$617/mo
Today · 4.125%
HK$20,759
baseline
▲ 0.50% · 4.625%
HK$22,023
+HK$1,264/mo
Deposit HK$1.84M · loan HK$4.28M · min. income ≈ HK$41,518/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$146,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,732
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,315
−HK$591/mo
Today · 4.125%
HK$22,906
baseline
▲ 0.50% · 4.625%
HK$24,113
+HK$1,207/mo
Deposit HK$1.84M · loan HK$4.28M · min. income ≈ HK$45,812/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$146,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,116
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,897
−HK$794/mo
Today · 4.125%
HK$26,691
baseline
▲ 0.50% · 4.625%
HK$28,315
+HK$1,624/mo
Deposit HK$612K · loan HK$5.51M · min. income ≈ HK$53,382/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$146,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,941
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,690
−HK$761/mo
Today · 4.125%
HK$29,451
baseline
▲ 0.50% · 4.625%
HK$31,003
+HK$1,552/mo
Deposit HK$612K · loan HK$5.51M · min. income ≈ HK$58,902/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$146,913 · Scale 2, in force from 26 Feb 2026)