LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,537
−HK$8,750/mo
▼ 0.25% · 3.875%
HK$143,877
−HK$4,410/mo
Today · 4.125%
HK$148,287
baseline
▲ 0.50% · 4.625%
HK$157,310
+HK$9,023/mo
Deposit HK$30.60M · loan HK$30.60M · min. income ≈ HK$296,574/mo (50% DSR)
Upfront cash ≈ HK$33.20M (deposit + AVD stamp duty HK$2,600,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,234
−HK$8,386/mo
▼ 0.25% · 3.875%
HK$159,397
−HK$4,223/mo
Today · 4.125%
HK$163,620
baseline
▲ 0.50% · 4.625%
HK$172,245
+HK$8,625/mo
Deposit HK$30.60M · loan HK$30.60M · min. income ≈ HK$327,240/mo (50% DSR)
Upfront cash ≈ HK$33.20M (deposit + AVD stamp duty HK$2,600,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,445
−HK$10,500/mo
▼ 0.25% · 3.875%
HK$172,653
−HK$5,292/mo
Today · 4.125%
HK$177,945
baseline
▲ 0.50% · 4.625%
HK$188,772
+HK$10,827/mo
Deposit HK$24.48M · loan HK$36.72M · min. income ≈ HK$355,890/mo (50% DSR)
Upfront cash ≈ HK$27.08M (deposit + AVD stamp duty HK$2,600,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,280
−HK$10,064/mo
▼ 0.25% · 3.875%
HK$191,276
−HK$5,068/mo
Today · 4.125%
HK$196,344
baseline
▲ 0.50% · 4.625%
HK$206,694
+HK$10,350/mo
Deposit HK$24.48M · loan HK$36.72M · min. income ≈ HK$392,688/mo (50% DSR)
Upfront cash ≈ HK$27.08M (deposit + AVD stamp duty HK$2,600,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,352
−HK$12,250/mo
▼ 0.25% · 3.875%
HK$201,428
−HK$6,174/mo
Today · 4.125%
HK$207,602
baseline
▲ 0.50% · 4.625%
HK$220,234
+HK$12,632/mo
Deposit HK$18.36M · loan HK$42.84M · min. income ≈ HK$415,204/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,600,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,327
−HK$11,742/mo
▼ 0.25% · 3.875%
HK$223,156
−HK$5,913/mo
Today · 4.125%
HK$229,069
baseline
▲ 0.50% · 4.625%
HK$241,143
+HK$12,074/mo
Deposit HK$18.36M · loan HK$42.84M · min. income ≈ HK$458,138/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,600,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,167
−HK$15,750/mo
▼ 0.25% · 3.875%
HK$258,979
−HK$7,938/mo
Today · 4.125%
HK$266,917
baseline
▲ 0.50% · 4.625%
HK$283,158
+HK$16,241/mo
Deposit HK$6.12M · loan HK$55.07M · min. income ≈ HK$533,834/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,600,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,420
−HK$15,097/mo
▼ 0.25% · 3.875%
HK$286,914
−HK$7,603/mo
Today · 4.125%
HK$294,517
baseline
▲ 0.50% · 4.625%
HK$310,041
+HK$15,524/mo
Deposit HK$6.12M · loan HK$55.07M · min. income ≈ HK$589,034/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,600,728 · Scale 2, in force from 26 Feb 2026)