LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,554
−HK$8,752/mo
▼ 0.25% · 3.875%
HK$143,895
−HK$4,411/mo
Today · 4.125%
HK$148,306
baseline
▲ 0.50% · 4.625%
HK$157,330
+HK$9,024/mo
Deposit HK$30.60M · loan HK$30.60M · min. income ≈ HK$296,612/mo (50% DSR)
Upfront cash ≈ HK$33.20M (deposit + AVD stamp duty HK$2,601,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,253
−HK$8,388/mo
▼ 0.25% · 3.875%
HK$159,417
−HK$4,224/mo
Today · 4.125%
HK$163,641
baseline
▲ 0.50% · 4.625%
HK$172,267
+HK$8,626/mo
Deposit HK$30.60M · loan HK$30.60M · min. income ≈ HK$327,282/mo (50% DSR)
Upfront cash ≈ HK$33.20M (deposit + AVD stamp duty HK$2,601,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,465
−HK$10,502/mo
▼ 0.25% · 3.875%
HK$172,675
−HK$5,292/mo
Today · 4.125%
HK$177,967
baseline
▲ 0.50% · 4.625%
HK$188,796
+HK$10,829/mo
Deposit HK$24.48M · loan HK$36.72M · min. income ≈ HK$355,934/mo (50% DSR)
Upfront cash ≈ HK$27.08M (deposit + AVD stamp duty HK$2,601,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,304
−HK$10,065/mo
▼ 0.25% · 3.875%
HK$191,300
−HK$5,069/mo
Today · 4.125%
HK$196,369
baseline
▲ 0.50% · 4.625%
HK$206,720
+HK$10,351/mo
Deposit HK$24.48M · loan HK$36.72M · min. income ≈ HK$392,738/mo (50% DSR)
Upfront cash ≈ HK$27.08M (deposit + AVD stamp duty HK$2,601,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,376
−HK$12,252/mo
▼ 0.25% · 3.875%
HK$201,454
−HK$6,174/mo
Today · 4.125%
HK$207,628
baseline
▲ 0.50% · 4.625%
HK$220,262
+HK$12,634/mo
Deposit HK$18.36M · loan HK$42.84M · min. income ≈ HK$415,256/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,601,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,354
−HK$11,743/mo
▼ 0.25% · 3.875%
HK$223,183
−HK$5,914/mo
Today · 4.125%
HK$229,097
baseline
▲ 0.50% · 4.625%
HK$241,173
+HK$12,076/mo
Deposit HK$18.36M · loan HK$42.84M · min. income ≈ HK$458,194/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,601,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,198
−HK$15,752/mo
▼ 0.25% · 3.875%
HK$259,012
−HK$7,938/mo
Today · 4.125%
HK$266,950
baseline
▲ 0.50% · 4.625%
HK$283,194
+HK$16,244/mo
Deposit HK$6.12M · loan HK$55.08M · min. income ≈ HK$533,900/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,601,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,455
−HK$15,098/mo
▼ 0.25% · 3.875%
HK$286,950
−HK$7,603/mo
Today · 4.125%
HK$294,553
baseline
▲ 0.50% · 4.625%
HK$310,080
+HK$15,527/mo
Deposit HK$6.12M · loan HK$55.08M · min. income ≈ HK$589,106/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,601,052 · Scale 2, in force from 26 Feb 2026)