LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,569
−HK$8,752/mo
▼ 0.25% · 3.875%
HK$143,910
−HK$4,411/mo
Today · 4.125%
HK$148,321
baseline
▲ 0.50% · 4.625%
HK$157,346
+HK$9,025/mo
Deposit HK$30.60M · loan HK$30.60M · min. income ≈ HK$296,642/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$2,601,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,269
−HK$8,389/mo
▼ 0.25% · 3.875%
HK$159,433
−HK$4,225/mo
Today · 4.125%
HK$163,658
baseline
▲ 0.50% · 4.625%
HK$172,284
+HK$8,626/mo
Deposit HK$30.60M · loan HK$30.60M · min. income ≈ HK$327,316/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$2,601,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,483
−HK$10,502/mo
▼ 0.25% · 3.875%
HK$172,692
−HK$5,293/mo
Today · 4.125%
HK$177,985
baseline
▲ 0.50% · 4.625%
HK$188,815
+HK$10,830/mo
Deposit HK$24.48M · loan HK$36.72M · min. income ≈ HK$355,970/mo (50% DSR)
Upfront cash ≈ HK$27.08M (deposit + AVD stamp duty HK$2,601,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,323
−HK$10,066/mo
▼ 0.25% · 3.875%
HK$191,320
−HK$5,069/mo
Today · 4.125%
HK$196,389
baseline
▲ 0.50% · 4.625%
HK$206,741
+HK$10,352/mo
Deposit HK$24.48M · loan HK$36.72M · min. income ≈ HK$392,778/mo (50% DSR)
Upfront cash ≈ HK$27.08M (deposit + AVD stamp duty HK$2,601,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,396
−HK$12,254/mo
▼ 0.25% · 3.875%
HK$201,474
−HK$6,176/mo
Today · 4.125%
HK$207,650
baseline
▲ 0.50% · 4.625%
HK$220,284
+HK$12,634/mo
Deposit HK$18.36M · loan HK$42.85M · min. income ≈ HK$415,300/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,601,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,377
−HK$11,744/mo
▼ 0.25% · 3.875%
HK$223,207
−HK$5,914/mo
Today · 4.125%
HK$229,121
baseline
▲ 0.50% · 4.625%
HK$241,198
+HK$12,077/mo
Deposit HK$18.36M · loan HK$42.85M · min. income ≈ HK$458,242/mo (50% DSR)
Upfront cash ≈ HK$20.96M (deposit + AVD stamp duty HK$2,601,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,224
−HK$15,754/mo
▼ 0.25% · 3.875%
HK$259,038
−HK$7,940/mo
Today · 4.125%
HK$266,978
baseline
▲ 0.50% · 4.625%
HK$283,223
+HK$16,245/mo
Deposit HK$6.12M · loan HK$55.09M · min. income ≈ HK$533,956/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,601,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,484
−HK$15,100/mo
▼ 0.25% · 3.875%
HK$286,980
−HK$7,604/mo
Today · 4.125%
HK$294,584
baseline
▲ 0.50% · 4.625%
HK$310,112
+HK$15,528/mo
Deposit HK$6.12M · loan HK$55.09M · min. income ≈ HK$589,168/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,601,321 · Scale 2, in force from 26 Feb 2026)