LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,589
−HK$8,754/mo
▼ 0.25% · 3.875%
HK$143,931
−HK$4,412/mo
Today · 4.125%
HK$148,343
baseline
▲ 0.50% · 4.625%
HK$157,369
+HK$9,026/mo
Deposit HK$30.61M · loan HK$30.61M · min. income ≈ HK$296,686/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$2,601,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,292
−HK$8,390/mo
▼ 0.25% · 3.875%
HK$159,457
−HK$4,225/mo
Today · 4.125%
HK$163,682
baseline
▲ 0.50% · 4.625%
HK$172,310
+HK$8,628/mo
Deposit HK$30.61M · loan HK$30.61M · min. income ≈ HK$327,364/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$2,601,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,507
−HK$10,504/mo
▼ 0.25% · 3.875%
HK$172,718
−HK$5,293/mo
Today · 4.125%
HK$178,011
baseline
▲ 0.50% · 4.625%
HK$188,843
+HK$10,832/mo
Deposit HK$24.49M · loan HK$36.73M · min. income ≈ HK$356,022/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,601,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,350
−HK$10,068/mo
▼ 0.25% · 3.875%
HK$191,348
−HK$5,070/mo
Today · 4.125%
HK$196,418
baseline
▲ 0.50% · 4.625%
HK$206,771
+HK$10,353/mo
Deposit HK$24.49M · loan HK$36.73M · min. income ≈ HK$392,836/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,601,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,425
−HK$12,255/mo
▼ 0.25% · 3.875%
HK$201,504
−HK$6,176/mo
Today · 4.125%
HK$207,680
baseline
▲ 0.50% · 4.625%
HK$220,317
+HK$12,637/mo
Deposit HK$18.36M · loan HK$42.85M · min. income ≈ HK$415,360/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,601,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,408
−HK$11,746/mo
▼ 0.25% · 3.875%
HK$223,239
−HK$5,915/mo
Today · 4.125%
HK$229,154
baseline
▲ 0.50% · 4.625%
HK$241,233
+HK$12,079/mo
Deposit HK$18.36M · loan HK$42.85M · min. income ≈ HK$458,308/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,601,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,261
−HK$15,756/mo
▼ 0.25% · 3.875%
HK$259,076
−HK$7,941/mo
Today · 4.125%
HK$267,017
baseline
▲ 0.50% · 4.625%
HK$283,264
+HK$16,247/mo
Deposit HK$6.12M · loan HK$55.09M · min. income ≈ HK$534,034/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,601,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,525
−HK$15,102/mo
▼ 0.25% · 3.875%
HK$287,022
−HK$7,605/mo
Today · 4.125%
HK$294,627
baseline
▲ 0.50% · 4.625%
HK$310,157
+HK$15,530/mo
Deposit HK$6.12M · loan HK$55.09M · min. income ≈ HK$589,254/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,601,702 · Scale 2, in force from 26 Feb 2026)