LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,593
−HK$8,754/mo
▼ 0.25% · 3.875%
HK$143,935
−HK$4,412/mo
Today · 4.125%
HK$148,347
baseline
▲ 0.50% · 4.625%
HK$157,373
+HK$9,026/mo
Deposit HK$30.61M · loan HK$30.61M · min. income ≈ HK$296,694/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$2,601,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,296
−HK$8,390/mo
▼ 0.25% · 3.875%
HK$159,461
−HK$4,225/mo
Today · 4.125%
HK$163,686
baseline
▲ 0.50% · 4.625%
HK$172,314
+HK$8,628/mo
Deposit HK$30.61M · loan HK$30.61M · min. income ≈ HK$327,372/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$2,601,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,512
−HK$10,504/mo
▼ 0.25% · 3.875%
HK$172,722
−HK$5,294/mo
Today · 4.125%
HK$178,016
baseline
▲ 0.50% · 4.625%
HK$188,848
+HK$10,832/mo
Deposit HK$24.49M · loan HK$36.73M · min. income ≈ HK$356,032/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,601,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,355
−HK$10,068/mo
▼ 0.25% · 3.875%
HK$191,353
−HK$5,070/mo
Today · 4.125%
HK$196,423
baseline
▲ 0.50% · 4.625%
HK$206,777
+HK$10,354/mo
Deposit HK$24.49M · loan HK$36.73M · min. income ≈ HK$392,846/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,601,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,430
−HK$12,255/mo
▼ 0.25% · 3.875%
HK$201,509
−HK$6,176/mo
Today · 4.125%
HK$207,685
baseline
▲ 0.50% · 4.625%
HK$220,323
+HK$12,638/mo
Deposit HK$18.37M · loan HK$42.85M · min. income ≈ HK$415,370/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,601,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,414
−HK$11,746/mo
▼ 0.25% · 3.875%
HK$223,245
−HK$5,915/mo
Today · 4.125%
HK$229,160
baseline
▲ 0.50% · 4.625%
HK$241,240
+HK$12,080/mo
Deposit HK$18.37M · loan HK$42.85M · min. income ≈ HK$458,320/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,601,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,267
−HK$15,757/mo
▼ 0.25% · 3.875%
HK$259,083
−HK$7,941/mo
Today · 4.125%
HK$267,024
baseline
▲ 0.50% · 4.625%
HK$283,272
+HK$16,248/mo
Deposit HK$6.12M · loan HK$55.10M · min. income ≈ HK$534,048/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,601,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,532
−HK$15,103/mo
▼ 0.25% · 3.875%
HK$287,029
−HK$7,606/mo
Today · 4.125%
HK$294,635
baseline
▲ 0.50% · 4.625%
HK$310,165
+HK$15,530/mo
Deposit HK$6.12M · loan HK$55.10M · min. income ≈ HK$589,270/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,601,770 · Scale 2, in force from 26 Feb 2026)