LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,960
−HK$875/mo
▼ 0.25% · 3.875%
HK$14,394
−HK$441/mo
Today · 4.125%
HK$14,835
baseline
▲ 0.50% · 4.625%
HK$15,738
+HK$903/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$29,670/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$147,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,530
−HK$839/mo
▼ 0.25% · 3.875%
HK$15,947
−HK$422/mo
Today · 4.125%
HK$16,369
baseline
▲ 0.50% · 4.625%
HK$17,232
+HK$863/mo
Deposit HK$3.06M · loan HK$3.06M · min. income ≈ HK$32,738/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$147,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,752
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$17,273
−HK$529/mo
Today · 4.125%
HK$17,802
baseline
▲ 0.50% · 4.625%
HK$18,886
+HK$1,084/mo
Deposit HK$2.45M · loan HK$3.67M · min. income ≈ HK$35,604/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$147,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,636
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,136
−HK$507/mo
Today · 4.125%
HK$19,643
baseline
▲ 0.50% · 4.625%
HK$20,679
+HK$1,036/mo
Deposit HK$2.45M · loan HK$3.67M · min. income ≈ HK$39,286/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$147,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,544
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,152
−HK$618/mo
Today · 4.125%
HK$20,770
baseline
▲ 0.50% · 4.625%
HK$22,033
+HK$1,263/mo
Deposit HK$1.84M · loan HK$4.29M · min. income ≈ HK$41,540/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$147,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,743
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,326
−HK$591/mo
Today · 4.125%
HK$22,917
baseline
▲ 0.50% · 4.625%
HK$24,125
+HK$1,208/mo
Deposit HK$1.84M · loan HK$4.29M · min. income ≈ HK$45,834/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$147,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,128
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,910
−HK$794/mo
Today · 4.125%
HK$26,704
baseline
▲ 0.50% · 4.625%
HK$28,329
+HK$1,625/mo
Deposit HK$612K · loan HK$5.51M · min. income ≈ HK$53,408/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$147,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,955
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,704
−HK$761/mo
Today · 4.125%
HK$29,465
baseline
▲ 0.50% · 4.625%
HK$31,018
+HK$1,553/mo
Deposit HK$612K · loan HK$5.51M · min. income ≈ HK$58,930/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$147,212 · Scale 2, in force from 26 Feb 2026)