LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,608
−HK$8,755/mo
▼ 0.25% · 3.875%
HK$143,951
−HK$4,412/mo
Today · 4.125%
HK$148,363
baseline
▲ 0.50% · 4.625%
HK$157,390
+HK$9,027/mo
Deposit HK$30.61M · loan HK$30.61M · min. income ≈ HK$296,726/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$2,602,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,313
−HK$8,391/mo
▼ 0.25% · 3.875%
HK$159,478
−HK$4,226/mo
Today · 4.125%
HK$163,704
baseline
▲ 0.50% · 4.625%
HK$172,333
+HK$8,629/mo
Deposit HK$30.61M · loan HK$30.61M · min. income ≈ HK$327,408/mo (50% DSR)
Upfront cash ≈ HK$33.21M (deposit + AVD stamp duty HK$2,602,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,530
−HK$10,505/mo
▼ 0.25% · 3.875%
HK$172,741
−HK$5,294/mo
Today · 4.125%
HK$178,035
baseline
▲ 0.50% · 4.625%
HK$188,868
+HK$10,833/mo
Deposit HK$24.49M · loan HK$36.73M · min. income ≈ HK$356,070/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,602,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,375
−HK$10,069/mo
▼ 0.25% · 3.875%
HK$191,374
−HK$5,070/mo
Today · 4.125%
HK$196,444
baseline
▲ 0.50% · 4.625%
HK$206,799
+HK$10,355/mo
Deposit HK$24.49M · loan HK$36.73M · min. income ≈ HK$392,888/mo (50% DSR)
Upfront cash ≈ HK$27.09M (deposit + AVD stamp duty HK$2,602,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,451
−HK$12,257/mo
▼ 0.25% · 3.875%
HK$201,531
−HK$6,177/mo
Today · 4.125%
HK$207,708
baseline
▲ 0.50% · 4.625%
HK$220,346
+HK$12,638/mo
Deposit HK$18.37M · loan HK$42.86M · min. income ≈ HK$415,416/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,602,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,438
−HK$11,747/mo
▼ 0.25% · 3.875%
HK$223,269
−HK$5,916/mo
Today · 4.125%
HK$229,185
baseline
▲ 0.50% · 4.625%
HK$241,266
+HK$12,081/mo
Deposit HK$18.37M · loan HK$42.86M · min. income ≈ HK$458,370/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,602,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,295
−HK$15,758/mo
▼ 0.25% · 3.875%
HK$259,111
−HK$7,942/mo
Today · 4.125%
HK$267,053
baseline
▲ 0.50% · 4.625%
HK$283,303
+HK$16,250/mo
Deposit HK$6.12M · loan HK$55.10M · min. income ≈ HK$534,106/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,602,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,563
−HK$15,104/mo
▼ 0.25% · 3.875%
HK$287,061
−HK$7,606/mo
Today · 4.125%
HK$294,667
baseline
▲ 0.50% · 4.625%
HK$310,199
+HK$15,532/mo
Deposit HK$6.12M · loan HK$55.10M · min. income ≈ HK$589,334/mo (50% DSR)
Upfront cash ≈ HK$8.72M (deposit + AVD stamp duty HK$2,602,053 · Scale 2, in force from 26 Feb 2026)