LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,629
−HK$8,756/mo
▼ 0.25% · 3.875%
HK$143,972
−HK$4,413/mo
Today · 4.125%
HK$148,385
baseline
▲ 0.50% · 4.625%
HK$157,413
+HK$9,028/mo
Deposit HK$30.62M · loan HK$30.62M · min. income ≈ HK$296,770/mo (50% DSR)
Upfront cash ≈ HK$33.22M (deposit + AVD stamp duty HK$2,602,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,335
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$159,501
−HK$4,227/mo
Today · 4.125%
HK$163,728
baseline
▲ 0.50% · 4.625%
HK$172,358
+HK$8,630/mo
Deposit HK$30.62M · loan HK$30.62M · min. income ≈ HK$327,456/mo (50% DSR)
Upfront cash ≈ HK$33.22M (deposit + AVD stamp duty HK$2,602,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,554
−HK$10,507/mo
▼ 0.25% · 3.875%
HK$172,766
−HK$5,295/mo
Today · 4.125%
HK$178,061
baseline
▲ 0.50% · 4.625%
HK$188,896
+HK$10,835/mo
Deposit HK$24.49M · loan HK$36.74M · min. income ≈ HK$356,122/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,602,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,402
−HK$10,071/mo
▼ 0.25% · 3.875%
HK$191,402
−HK$5,071/mo
Today · 4.125%
HK$196,473
baseline
▲ 0.50% · 4.625%
HK$206,830
+HK$10,357/mo
Deposit HK$24.49M · loan HK$36.74M · min. income ≈ HK$392,946/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,602,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,480
−HK$12,258/mo
▼ 0.25% · 3.875%
HK$201,561
−HK$6,177/mo
Today · 4.125%
HK$207,738
baseline
▲ 0.50% · 4.625%
HK$220,379
+HK$12,641/mo
Deposit HK$18.37M · loan HK$42.86M · min. income ≈ HK$415,476/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,602,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,470
−HK$11,749/mo
▼ 0.25% · 3.875%
HK$223,302
−HK$5,917/mo
Today · 4.125%
HK$229,219
baseline
▲ 0.50% · 4.625%
HK$241,301
+HK$12,082/mo
Deposit HK$18.37M · loan HK$42.86M · min. income ≈ HK$458,438/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,602,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,331
−HK$15,761/mo
▼ 0.25% · 3.875%
HK$259,149
−HK$7,943/mo
Today · 4.125%
HK$267,092
baseline
▲ 0.50% · 4.625%
HK$283,344
+HK$16,252/mo
Deposit HK$6.12M · loan HK$55.11M · min. income ≈ HK$534,184/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,602,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,604
−HK$15,106/mo
▼ 0.25% · 3.875%
HK$287,102
−HK$7,608/mo
Today · 4.125%
HK$294,710
baseline
▲ 0.50% · 4.625%
HK$310,244
+HK$15,534/mo
Deposit HK$6.12M · loan HK$55.11M · min. income ≈ HK$589,420/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,602,433 · Scale 2, in force from 26 Feb 2026)