LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,638
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$143,982
−HK$4,413/mo
Today · 4.125%
HK$148,395
baseline
▲ 0.50% · 4.625%
HK$157,424
+HK$9,029/mo
Deposit HK$30.62M · loan HK$30.62M · min. income ≈ HK$296,790/mo (50% DSR)
Upfront cash ≈ HK$33.22M (deposit + AVD stamp duty HK$2,602,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,346
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$159,512
−HK$4,227/mo
Today · 4.125%
HK$163,739
baseline
▲ 0.50% · 4.625%
HK$172,370
+HK$8,631/mo
Deposit HK$30.62M · loan HK$30.62M · min. income ≈ HK$327,478/mo (50% DSR)
Upfront cash ≈ HK$33.22M (deposit + AVD stamp duty HK$2,602,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,566
−HK$10,508/mo
▼ 0.25% · 3.875%
HK$172,778
−HK$5,296/mo
Today · 4.125%
HK$178,074
baseline
▲ 0.50% · 4.625%
HK$188,909
+HK$10,835/mo
Deposit HK$24.50M · loan HK$36.74M · min. income ≈ HK$356,148/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,602,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,415
−HK$10,072/mo
▼ 0.25% · 3.875%
HK$191,415
−HK$5,072/mo
Today · 4.125%
HK$196,487
baseline
▲ 0.50% · 4.625%
HK$206,844
+HK$10,357/mo
Deposit HK$24.50M · loan HK$36.74M · min. income ≈ HK$392,974/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,602,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,493
−HK$12,259/mo
▼ 0.25% · 3.875%
HK$201,574
−HK$6,178/mo
Today · 4.125%
HK$207,752
baseline
▲ 0.50% · 4.625%
HK$220,394
+HK$12,642/mo
Deposit HK$18.37M · loan HK$42.87M · min. income ≈ HK$415,504/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,602,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,484
−HK$11,750/mo
▼ 0.25% · 3.875%
HK$223,317
−HK$5,917/mo
Today · 4.125%
HK$229,234
baseline
▲ 0.50% · 4.625%
HK$241,318
+HK$12,084/mo
Deposit HK$18.37M · loan HK$42.87M · min. income ≈ HK$458,468/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,602,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,349
−HK$15,761/mo
▼ 0.25% · 3.875%
HK$259,167
−HK$7,943/mo
Today · 4.125%
HK$267,110
baseline
▲ 0.50% · 4.625%
HK$283,363
+HK$16,253/mo
Deposit HK$6.12M · loan HK$55.11M · min. income ≈ HK$534,220/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,602,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,623
−HK$15,107/mo
▼ 0.25% · 3.875%
HK$287,122
−HK$7,608/mo
Today · 4.125%
HK$294,730
baseline
▲ 0.50% · 4.625%
HK$310,266
+HK$15,536/mo
Deposit HK$6.12M · loan HK$55.11M · min. income ≈ HK$589,460/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,602,611 · Scale 2, in force from 26 Feb 2026)