LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,639
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$143,983
−HK$4,413/mo
Today · 4.125%
HK$148,396
baseline
▲ 0.50% · 4.625%
HK$157,425
+HK$9,029/mo
Deposit HK$30.62M · loan HK$30.62M · min. income ≈ HK$296,792/mo (50% DSR)
Upfront cash ≈ HK$33.22M (deposit + AVD stamp duty HK$2,602,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,347
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$159,513
−HK$4,227/mo
Today · 4.125%
HK$163,740
baseline
▲ 0.50% · 4.625%
HK$172,371
+HK$8,631/mo
Deposit HK$30.62M · loan HK$30.62M · min. income ≈ HK$327,480/mo (50% DSR)
Upfront cash ≈ HK$33.22M (deposit + AVD stamp duty HK$2,602,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,567
−HK$10,508/mo
▼ 0.25% · 3.875%
HK$172,779
−HK$5,296/mo
Today · 4.125%
HK$178,075
baseline
▲ 0.50% · 4.625%
HK$188,910
+HK$10,835/mo
Deposit HK$24.50M · loan HK$36.74M · min. income ≈ HK$356,150/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,602,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,417
−HK$10,071/mo
▼ 0.25% · 3.875%
HK$191,416
−HK$5,072/mo
Today · 4.125%
HK$196,488
baseline
▲ 0.50% · 4.625%
HK$206,845
+HK$10,357/mo
Deposit HK$24.50M · loan HK$36.74M · min. income ≈ HK$392,976/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,602,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,495
−HK$12,259/mo
▼ 0.25% · 3.875%
HK$201,576
−HK$6,178/mo
Today · 4.125%
HK$207,754
baseline
▲ 0.50% · 4.625%
HK$220,395
+HK$12,641/mo
Deposit HK$18.37M · loan HK$42.87M · min. income ≈ HK$415,508/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,602,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,486
−HK$11,750/mo
▼ 0.25% · 3.875%
HK$223,319
−HK$5,917/mo
Today · 4.125%
HK$229,236
baseline
▲ 0.50% · 4.625%
HK$241,319
+HK$12,083/mo
Deposit HK$18.37M · loan HK$42.87M · min. income ≈ HK$458,472/mo (50% DSR)
Upfront cash ≈ HK$20.97M (deposit + AVD stamp duty HK$2,602,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,350
−HK$15,762/mo
▼ 0.25% · 3.875%
HK$259,169
−HK$7,943/mo
Today · 4.125%
HK$267,112
baseline
▲ 0.50% · 4.625%
HK$283,366
+HK$16,254/mo
Deposit HK$6.12M · loan HK$55.11M · min. income ≈ HK$534,224/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,602,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,625
−HK$15,107/mo
▼ 0.25% · 3.875%
HK$287,124
−HK$7,608/mo
Today · 4.125%
HK$294,732
baseline
▲ 0.50% · 4.625%
HK$310,268
+HK$15,536/mo
Deposit HK$6.12M · loan HK$55.11M · min. income ≈ HK$589,464/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,602,631 · Scale 2, in force from 26 Feb 2026)