LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,648
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$143,991
−HK$4,414/mo
Today · 4.125%
HK$148,405
baseline
▲ 0.50% · 4.625%
HK$157,435
+HK$9,030/mo
Deposit HK$30.62M · loan HK$30.62M · min. income ≈ HK$296,810/mo (50% DSR)
Upfront cash ≈ HK$33.22M (deposit + AVD stamp duty HK$2,602,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,356
−HK$8,394/mo
▼ 0.25% · 3.875%
HK$159,523
−HK$4,227/mo
Today · 4.125%
HK$163,750
baseline
▲ 0.50% · 4.625%
HK$172,381
+HK$8,631/mo
Deposit HK$30.62M · loan HK$30.62M · min. income ≈ HK$327,500/mo (50% DSR)
Upfront cash ≈ HK$33.22M (deposit + AVD stamp duty HK$2,602,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,577
−HK$10,509/mo
▼ 0.25% · 3.875%
HK$172,790
−HK$5,296/mo
Today · 4.125%
HK$178,086
baseline
▲ 0.50% · 4.625%
HK$188,922
+HK$10,836/mo
Deposit HK$24.50M · loan HK$36.75M · min. income ≈ HK$356,172/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,602,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,428
−HK$10,072/mo
▼ 0.25% · 3.875%
HK$191,428
−HK$5,072/mo
Today · 4.125%
HK$196,500
baseline
▲ 0.50% · 4.625%
HK$206,858
+HK$10,358/mo
Deposit HK$24.50M · loan HK$36.75M · min. income ≈ HK$393,000/mo (50% DSR)
Upfront cash ≈ HK$27.10M (deposit + AVD stamp duty HK$2,602,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,507
−HK$12,260/mo
▼ 0.25% · 3.875%
HK$201,588
−HK$6,179/mo
Today · 4.125%
HK$207,767
baseline
▲ 0.50% · 4.625%
HK$220,409
+HK$12,642/mo
Deposit HK$18.37M · loan HK$42.87M · min. income ≈ HK$415,534/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,602,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,499
−HK$11,751/mo
▼ 0.25% · 3.875%
HK$223,332
−HK$5,918/mo
Today · 4.125%
HK$229,250
baseline
▲ 0.50% · 4.625%
HK$241,334
+HK$12,084/mo
Deposit HK$18.37M · loan HK$42.87M · min. income ≈ HK$458,500/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,602,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,366
−HK$15,762/mo
▼ 0.25% · 3.875%
HK$259,184
−HK$7,944/mo
Today · 4.125%
HK$267,128
baseline
▲ 0.50% · 4.625%
HK$283,383
+HK$16,255/mo
Deposit HK$6.12M · loan HK$55.12M · min. income ≈ HK$534,256/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,602,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,642
−HK$15,108/mo
▼ 0.25% · 3.875%
HK$287,142
−HK$7,608/mo
Today · 4.125%
HK$294,750
baseline
▲ 0.50% · 4.625%
HK$310,287
+HK$15,537/mo
Deposit HK$6.12M · loan HK$55.12M · min. income ≈ HK$589,500/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,602,787 · Scale 2, in force from 26 Feb 2026)