LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,680
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$144,025
−HK$4,414/mo
Today · 4.125%
HK$148,439
baseline
▲ 0.50% · 4.625%
HK$157,472
+HK$9,033/mo
Deposit HK$30.63M · loan HK$30.63M · min. income ≈ HK$296,878/mo (50% DSR)
Upfront cash ≈ HK$33.23M (deposit + AVD stamp duty HK$2,603,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,393
−HK$8,395/mo
▼ 0.25% · 3.875%
HK$159,560
−HK$4,228/mo
Today · 4.125%
HK$163,788
baseline
▲ 0.50% · 4.625%
HK$172,422
+HK$8,634/mo
Deposit HK$30.63M · loan HK$30.63M · min. income ≈ HK$327,576/mo (50% DSR)
Upfront cash ≈ HK$33.23M (deposit + AVD stamp duty HK$2,603,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,616
−HK$10,511/mo
▼ 0.25% · 3.875%
HK$172,830
−HK$5,297/mo
Today · 4.125%
HK$178,127
baseline
▲ 0.50% · 4.625%
HK$188,966
+HK$10,839/mo
Deposit HK$24.50M · loan HK$36.75M · min. income ≈ HK$356,254/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,603,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,471
−HK$10,075/mo
▼ 0.25% · 3.875%
HK$191,472
−HK$5,074/mo
Today · 4.125%
HK$196,546
baseline
▲ 0.50% · 4.625%
HK$206,906
+HK$10,360/mo
Deposit HK$24.50M · loan HK$36.75M · min. income ≈ HK$393,092/mo (50% DSR)
Upfront cash ≈ HK$27.11M (deposit + AVD stamp duty HK$2,603,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,552
−HK$12,263/mo
▼ 0.25% · 3.875%
HK$201,635
−HK$6,180/mo
Today · 4.125%
HK$207,815
baseline
▲ 0.50% · 4.625%
HK$220,460
+HK$12,645/mo
Deposit HK$18.38M · loan HK$42.88M · min. income ≈ HK$415,630/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,603,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,550
−HK$11,753/mo
▼ 0.25% · 3.875%
HK$223,385
−HK$5,918/mo
Today · 4.125%
HK$229,303
baseline
▲ 0.50% · 4.625%
HK$241,390
+HK$12,087/mo
Deposit HK$18.38M · loan HK$42.88M · min. income ≈ HK$458,606/mo (50% DSR)
Upfront cash ≈ HK$20.98M (deposit + AVD stamp duty HK$2,603,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,424
−HK$15,767/mo
▼ 0.25% · 3.875%
HK$259,245
−HK$7,946/mo
Today · 4.125%
HK$267,191
baseline
▲ 0.50% · 4.625%
HK$283,449
+HK$16,258/mo
Deposit HK$6.13M · loan HK$55.13M · min. income ≈ HK$534,382/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,603,396 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,707
−HK$15,112/mo
▼ 0.25% · 3.875%
HK$287,209
−HK$7,610/mo
Today · 4.125%
HK$294,819
baseline
▲ 0.50% · 4.625%
HK$310,359
+HK$15,540/mo
Deposit HK$6.13M · loan HK$55.13M · min. income ≈ HK$589,638/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,603,396 · Scale 2, in force from 26 Feb 2026)