LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,754
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$144,102
−HK$4,416/mo
Today · 4.125%
HK$148,518
baseline
▲ 0.50% · 4.625%
HK$157,555
+HK$9,037/mo
Deposit HK$30.64M · loan HK$30.64M · min. income ≈ HK$297,036/mo (50% DSR)
Upfront cash ≈ HK$33.25M (deposit + AVD stamp duty HK$2,604,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,475
−HK$8,400/mo
▼ 0.25% · 3.875%
HK$159,645
−HK$4,230/mo
Today · 4.125%
HK$163,875
baseline
▲ 0.50% · 4.625%
HK$172,513
+HK$8,638/mo
Deposit HK$30.64M · loan HK$30.64M · min. income ≈ HK$327,750/mo (50% DSR)
Upfront cash ≈ HK$33.25M (deposit + AVD stamp duty HK$2,604,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,705
−HK$10,517/mo
▼ 0.25% · 3.875%
HK$172,922
−HK$5,300/mo
Today · 4.125%
HK$178,222
baseline
▲ 0.50% · 4.625%
HK$189,066
+HK$10,844/mo
Deposit HK$24.52M · loan HK$36.77M · min. income ≈ HK$356,444/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$2,604,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,571
−HK$10,079/mo
▼ 0.25% · 3.875%
HK$191,574
−HK$5,076/mo
Today · 4.125%
HK$196,650
baseline
▲ 0.50% · 4.625%
HK$207,016
+HK$10,366/mo
Deposit HK$24.52M · loan HK$36.77M · min. income ≈ HK$393,300/mo (50% DSR)
Upfront cash ≈ HK$27.12M (deposit + AVD stamp duty HK$2,604,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,656
−HK$12,270/mo
▼ 0.25% · 3.875%
HK$201,742
−HK$6,184/mo
Today · 4.125%
HK$207,926
baseline
▲ 0.50% · 4.625%
HK$220,577
+HK$12,651/mo
Deposit HK$18.39M · loan HK$42.90M · min. income ≈ HK$415,852/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,604,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,666
−HK$11,759/mo
▼ 0.25% · 3.875%
HK$223,503
−HK$5,922/mo
Today · 4.125%
HK$229,425
baseline
▲ 0.50% · 4.625%
HK$241,519
+HK$12,094/mo
Deposit HK$18.39M · loan HK$42.90M · min. income ≈ HK$458,850/mo (50% DSR)
Upfront cash ≈ HK$20.99M (deposit + AVD stamp duty HK$2,604,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,558
−HK$15,775/mo
▼ 0.25% · 3.875%
HK$259,383
−HK$7,950/mo
Today · 4.125%
HK$267,333
baseline
▲ 0.50% · 4.625%
HK$283,600
+HK$16,267/mo
Deposit HK$6.13M · loan HK$55.16M · min. income ≈ HK$534,666/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,604,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,856
−HK$15,120/mo
▼ 0.25% · 3.875%
HK$287,361
−HK$7,615/mo
Today · 4.125%
HK$294,976
baseline
▲ 0.50% · 4.625%
HK$310,524
+HK$15,548/mo
Deposit HK$6.13M · loan HK$55.16M · min. income ≈ HK$589,952/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$2,604,780 · Scale 2, in force from 26 Feb 2026)