LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,794
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$144,142
−HK$4,418/mo
Today · 4.125%
HK$148,560
baseline
▲ 0.50% · 4.625%
HK$157,599
+HK$9,039/mo
Deposit HK$30.65M · loan HK$30.65M · min. income ≈ HK$297,120/mo (50% DSR)
Upfront cash ≈ HK$33.26M (deposit + AVD stamp duty HK$2,605,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,519
−HK$8,402/mo
▼ 0.25% · 3.875%
HK$159,690
−HK$4,231/mo
Today · 4.125%
HK$163,921
baseline
▲ 0.50% · 4.625%
HK$172,562
+HK$8,641/mo
Deposit HK$30.65M · loan HK$30.65M · min. income ≈ HK$327,842/mo (50% DSR)
Upfront cash ≈ HK$33.26M (deposit + AVD stamp duty HK$2,605,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,752
−HK$10,520/mo
▼ 0.25% · 3.875%
HK$172,970
−HK$5,302/mo
Today · 4.125%
HK$178,272
baseline
▲ 0.50% · 4.625%
HK$189,119
+HK$10,847/mo
Deposit HK$24.52M · loan HK$36.78M · min. income ≈ HK$356,544/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,605,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,623
−HK$10,082/mo
▼ 0.25% · 3.875%
HK$191,628
−HK$5,077/mo
Today · 4.125%
HK$196,705
baseline
▲ 0.50% · 4.625%
HK$207,074
+HK$10,369/mo
Deposit HK$24.52M · loan HK$36.78M · min. income ≈ HK$393,410/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,605,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,711
−HK$12,273/mo
▼ 0.25% · 3.875%
HK$201,799
−HK$6,185/mo
Today · 4.125%
HK$207,984
baseline
▲ 0.50% · 4.625%
HK$220,639
+HK$12,655/mo
Deposit HK$18.39M · loan HK$42.91M · min. income ≈ HK$415,968/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,605,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,726
−HK$11,764/mo
▼ 0.25% · 3.875%
HK$223,566
−HK$5,924/mo
Today · 4.125%
HK$229,490
baseline
▲ 0.50% · 4.625%
HK$241,586
+HK$12,096/mo
Deposit HK$18.39M · loan HK$42.91M · min. income ≈ HK$458,980/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,605,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,628
−HK$15,780/mo
▼ 0.25% · 3.875%
HK$259,455
−HK$7,953/mo
Today · 4.125%
HK$267,408
baseline
▲ 0.50% · 4.625%
HK$283,679
+HK$16,271/mo
Deposit HK$6.13M · loan HK$55.18M · min. income ≈ HK$534,816/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,605,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,934
−HK$15,124/mo
▼ 0.25% · 3.875%
HK$287,442
−HK$7,616/mo
Today · 4.125%
HK$295,058
baseline
▲ 0.50% · 4.625%
HK$310,611
+HK$15,553/mo
Deposit HK$6.13M · loan HK$55.18M · min. income ≈ HK$590,116/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,605,508 · Scale 2, in force from 26 Feb 2026)