LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,800
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$144,149
−HK$4,418/mo
Today · 4.125%
HK$148,567
baseline
▲ 0.50% · 4.625%
HK$157,607
+HK$9,040/mo
Deposit HK$30.65M · loan HK$30.65M · min. income ≈ HK$297,134/mo (50% DSR)
Upfront cash ≈ HK$33.26M (deposit + AVD stamp duty HK$2,605,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,526
−HK$8,403/mo
▼ 0.25% · 3.875%
HK$159,698
−HK$4,231/mo
Today · 4.125%
HK$163,929
baseline
▲ 0.50% · 4.625%
HK$172,570
+HK$8,641/mo
Deposit HK$30.65M · loan HK$30.65M · min. income ≈ HK$327,858/mo (50% DSR)
Upfront cash ≈ HK$33.26M (deposit + AVD stamp duty HK$2,605,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,760
−HK$10,520/mo
▼ 0.25% · 3.875%
HK$172,979
−HK$5,301/mo
Today · 4.125%
HK$178,280
baseline
▲ 0.50% · 4.625%
HK$189,128
+HK$10,848/mo
Deposit HK$24.52M · loan HK$36.79M · min. income ≈ HK$356,560/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,605,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,632
−HK$10,083/mo
▼ 0.25% · 3.875%
HK$191,637
−HK$5,078/mo
Today · 4.125%
HK$196,715
baseline
▲ 0.50% · 4.625%
HK$207,084
+HK$10,369/mo
Deposit HK$24.52M · loan HK$36.79M · min. income ≈ HK$393,430/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,605,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,721
−HK$12,273/mo
▼ 0.25% · 3.875%
HK$201,809
−HK$6,185/mo
Today · 4.125%
HK$207,994
baseline
▲ 0.50% · 4.625%
HK$220,650
+HK$12,656/mo
Deposit HK$18.39M · loan HK$42.92M · min. income ≈ HK$415,988/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,605,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,737
−HK$11,764/mo
▼ 0.25% · 3.875%
HK$223,577
−HK$5,924/mo
Today · 4.125%
HK$229,501
baseline
▲ 0.50% · 4.625%
HK$241,598
+HK$12,097/mo
Deposit HK$18.39M · loan HK$42.92M · min. income ≈ HK$459,002/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,605,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,641
−HK$15,780/mo
▼ 0.25% · 3.875%
HK$259,468
−HK$7,953/mo
Today · 4.125%
HK$267,421
baseline
▲ 0.50% · 4.625%
HK$283,693
+HK$16,272/mo
Deposit HK$6.13M · loan HK$55.18M · min. income ≈ HK$534,842/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,605,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,948
−HK$15,124/mo
▼ 0.25% · 3.875%
HK$287,456
−HK$7,616/mo
Today · 4.125%
HK$295,072
baseline
▲ 0.50% · 4.625%
HK$310,626
+HK$15,554/mo
Deposit HK$6.13M · loan HK$55.18M · min. income ≈ HK$590,144/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,605,635 · Scale 2, in force from 26 Feb 2026)