LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,806
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$144,155
−HK$4,418/mo
Today · 4.125%
HK$148,573
baseline
▲ 0.50% · 4.625%
HK$157,613
+HK$9,040/mo
Deposit HK$30.66M · loan HK$30.66M · min. income ≈ HK$297,146/mo (50% DSR)
Upfront cash ≈ HK$33.26M (deposit + AVD stamp duty HK$2,605,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,533
−HK$8,403/mo
▼ 0.25% · 3.875%
HK$159,704
−HK$4,232/mo
Today · 4.125%
HK$163,936
baseline
▲ 0.50% · 4.625%
HK$172,577
+HK$8,641/mo
Deposit HK$30.66M · loan HK$30.66M · min. income ≈ HK$327,872/mo (50% DSR)
Upfront cash ≈ HK$33.26M (deposit + AVD stamp duty HK$2,605,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,767
−HK$10,520/mo
▼ 0.25% · 3.875%
HK$172,986
−HK$5,301/mo
Today · 4.125%
HK$178,287
baseline
▲ 0.50% · 4.625%
HK$189,136
+HK$10,849/mo
Deposit HK$24.52M · loan HK$36.79M · min. income ≈ HK$356,574/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,605,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,639
−HK$10,084/mo
▼ 0.25% · 3.875%
HK$191,645
−HK$5,078/mo
Today · 4.125%
HK$196,723
baseline
▲ 0.50% · 4.625%
HK$207,092
+HK$10,369/mo
Deposit HK$24.52M · loan HK$36.79M · min. income ≈ HK$393,446/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,605,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,728
−HK$12,274/mo
▼ 0.25% · 3.875%
HK$201,816
−HK$6,186/mo
Today · 4.125%
HK$208,002
baseline
▲ 0.50% · 4.625%
HK$220,658
+HK$12,656/mo
Deposit HK$18.39M · loan HK$42.92M · min. income ≈ HK$416,004/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,605,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,746
−HK$11,764/mo
▼ 0.25% · 3.875%
HK$223,585
−HK$5,925/mo
Today · 4.125%
HK$229,510
baseline
▲ 0.50% · 4.625%
HK$241,608
+HK$12,098/mo
Deposit HK$18.39M · loan HK$42.92M · min. income ≈ HK$459,020/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,605,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,651
−HK$15,780/mo
▼ 0.25% · 3.875%
HK$259,478
−HK$7,953/mo
Today · 4.125%
HK$267,431
baseline
▲ 0.50% · 4.625%
HK$283,704
+HK$16,273/mo
Deposit HK$6.13M · loan HK$55.18M · min. income ≈ HK$534,862/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,605,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,959
−HK$15,125/mo
▼ 0.25% · 3.875%
HK$287,467
−HK$7,617/mo
Today · 4.125%
HK$295,084
baseline
▲ 0.50% · 4.625%
HK$310,638
+HK$15,554/mo
Deposit HK$6.13M · loan HK$55.18M · min. income ≈ HK$590,168/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,605,737 · Scale 2, in force from 26 Feb 2026)