LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,807
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$144,156
−HK$4,418/mo
Today · 4.125%
HK$148,574
baseline
▲ 0.50% · 4.625%
HK$157,615
+HK$9,041/mo
Deposit HK$30.66M · loan HK$30.66M · min. income ≈ HK$297,148/mo (50% DSR)
Upfront cash ≈ HK$33.26M (deposit + AVD stamp duty HK$2,605,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,534
−HK$8,403/mo
▼ 0.25% · 3.875%
HK$159,706
−HK$4,231/mo
Today · 4.125%
HK$163,937
baseline
▲ 0.50% · 4.625%
HK$172,579
+HK$8,642/mo
Deposit HK$30.66M · loan HK$30.66M · min. income ≈ HK$327,874/mo (50% DSR)
Upfront cash ≈ HK$33.26M (deposit + AVD stamp duty HK$2,605,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,769
−HK$10,520/mo
▼ 0.25% · 3.875%
HK$172,987
−HK$5,302/mo
Today · 4.125%
HK$178,289
baseline
▲ 0.50% · 4.625%
HK$189,138
+HK$10,849/mo
Deposit HK$24.52M · loan HK$36.79M · min. income ≈ HK$356,578/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,605,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,641
−HK$10,084/mo
▼ 0.25% · 3.875%
HK$191,647
−HK$5,078/mo
Today · 4.125%
HK$196,725
baseline
▲ 0.50% · 4.625%
HK$207,094
+HK$10,369/mo
Deposit HK$24.52M · loan HK$36.79M · min. income ≈ HK$393,450/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,605,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,730
−HK$12,274/mo
▼ 0.25% · 3.875%
HK$201,819
−HK$6,185/mo
Today · 4.125%
HK$208,004
baseline
▲ 0.50% · 4.625%
HK$220,661
+HK$12,657/mo
Deposit HK$18.39M · loan HK$42.92M · min. income ≈ HK$416,008/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,605,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,748
−HK$11,764/mo
▼ 0.25% · 3.875%
HK$223,588
−HK$5,924/mo
Today · 4.125%
HK$229,512
baseline
▲ 0.50% · 4.625%
HK$241,610
+HK$12,098/mo
Deposit HK$18.39M · loan HK$42.92M · min. income ≈ HK$459,024/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,605,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,653
−HK$15,781/mo
▼ 0.25% · 3.875%
HK$259,481
−HK$7,953/mo
Today · 4.125%
HK$267,434
baseline
▲ 0.50% · 4.625%
HK$283,707
+HK$16,273/mo
Deposit HK$6.13M · loan HK$55.18M · min. income ≈ HK$534,868/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,605,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,962
−HK$15,125/mo
▼ 0.25% · 3.875%
HK$287,470
−HK$7,617/mo
Today · 4.125%
HK$295,087
baseline
▲ 0.50% · 4.625%
HK$310,642
+HK$15,555/mo
Deposit HK$6.13M · loan HK$55.18M · min. income ≈ HK$590,174/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,605,765 · Scale 2, in force from 26 Feb 2026)