LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,823
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$144,173
−HK$4,418/mo
Today · 4.125%
HK$148,591
baseline
▲ 0.50% · 4.625%
HK$157,633
+HK$9,042/mo
Deposit HK$30.66M · loan HK$30.66M · min. income ≈ HK$297,182/mo (50% DSR)
Upfront cash ≈ HK$33.27M (deposit + AVD stamp duty HK$2,606,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,552
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,724
−HK$4,232/mo
Today · 4.125%
HK$163,956
baseline
▲ 0.50% · 4.625%
HK$172,598
+HK$8,642/mo
Deposit HK$30.66M · loan HK$30.66M · min. income ≈ HK$327,912/mo (50% DSR)
Upfront cash ≈ HK$33.27M (deposit + AVD stamp duty HK$2,606,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,788
−HK$10,522/mo
▼ 0.25% · 3.875%
HK$173,007
−HK$5,303/mo
Today · 4.125%
HK$178,310
baseline
▲ 0.50% · 4.625%
HK$189,159
+HK$10,849/mo
Deposit HK$24.53M · loan HK$36.79M · min. income ≈ HK$356,620/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,606,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,662
−HK$10,085/mo
▼ 0.25% · 3.875%
HK$191,669
−HK$5,078/mo
Today · 4.125%
HK$196,747
baseline
▲ 0.50% · 4.625%
HK$207,118
+HK$10,371/mo
Deposit HK$24.53M · loan HK$36.79M · min. income ≈ HK$393,494/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,606,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,753
−HK$12,275/mo
▼ 0.25% · 3.875%
HK$201,842
−HK$6,186/mo
Today · 4.125%
HK$208,028
baseline
▲ 0.50% · 4.625%
HK$220,686
+HK$12,658/mo
Deposit HK$18.40M · loan HK$42.92M · min. income ≈ HK$416,056/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,606,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,773
−HK$11,765/mo
▼ 0.25% · 3.875%
HK$223,613
−HK$5,925/mo
Today · 4.125%
HK$229,538
baseline
▲ 0.50% · 4.625%
HK$241,638
+HK$12,100/mo
Deposit HK$18.40M · loan HK$42.92M · min. income ≈ HK$459,076/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,606,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,682
−HK$15,783/mo
▼ 0.25% · 3.875%
HK$259,511
−HK$7,954/mo
Today · 4.125%
HK$267,465
baseline
▲ 0.50% · 4.625%
HK$283,739
+HK$16,274/mo
Deposit HK$6.13M · loan HK$55.19M · min. income ≈ HK$534,930/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,606,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,994
−HK$15,127/mo
▼ 0.25% · 3.875%
HK$287,503
−HK$7,618/mo
Today · 4.125%
HK$295,121
baseline
▲ 0.50% · 4.625%
HK$310,677
+HK$15,556/mo
Deposit HK$6.13M · loan HK$55.19M · min. income ≈ HK$590,242/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,606,062 · Scale 2, in force from 26 Feb 2026)