LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,828
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$144,178
−HK$4,419/mo
Today · 4.125%
HK$148,597
baseline
▲ 0.50% · 4.625%
HK$157,639
+HK$9,042/mo
Deposit HK$30.66M · loan HK$30.66M · min. income ≈ HK$297,194/mo (50% DSR)
Upfront cash ≈ HK$33.27M (deposit + AVD stamp duty HK$2,606,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,558
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$159,730
−HK$4,232/mo
Today · 4.125%
HK$163,962
baseline
▲ 0.50% · 4.625%
HK$172,605
+HK$8,643/mo
Deposit HK$30.66M · loan HK$30.66M · min. income ≈ HK$327,924/mo (50% DSR)
Upfront cash ≈ HK$33.27M (deposit + AVD stamp duty HK$2,606,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,794
−HK$10,522/mo
▼ 0.25% · 3.875%
HK$173,013
−HK$5,303/mo
Today · 4.125%
HK$178,316
baseline
▲ 0.50% · 4.625%
HK$189,166
+HK$10,850/mo
Deposit HK$24.53M · loan HK$36.79M · min. income ≈ HK$356,632/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,606,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,669
−HK$10,085/mo
▼ 0.25% · 3.875%
HK$191,676
−HK$5,078/mo
Today · 4.125%
HK$196,754
baseline
▲ 0.50% · 4.625%
HK$207,126
+HK$10,372/mo
Deposit HK$24.53M · loan HK$36.79M · min. income ≈ HK$393,508/mo (50% DSR)
Upfront cash ≈ HK$27.13M (deposit + AVD stamp duty HK$2,606,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,760
−HK$12,276/mo
▼ 0.25% · 3.875%
HK$201,849
−HK$6,187/mo
Today · 4.125%
HK$208,036
baseline
▲ 0.50% · 4.625%
HK$220,694
+HK$12,658/mo
Deposit HK$18.40M · loan HK$42.92M · min. income ≈ HK$416,072/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,606,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,781
−HK$11,766/mo
▼ 0.25% · 3.875%
HK$223,622
−HK$5,925/mo
Today · 4.125%
HK$229,547
baseline
▲ 0.50% · 4.625%
HK$241,647
+HK$12,100/mo
Deposit HK$18.40M · loan HK$42.92M · min. income ≈ HK$459,094/mo (50% DSR)
Upfront cash ≈ HK$21.00M (deposit + AVD stamp duty HK$2,606,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,691
−HK$15,783/mo
▼ 0.25% · 3.875%
HK$259,520
−HK$7,954/mo
Today · 4.125%
HK$267,474
baseline
▲ 0.50% · 4.625%
HK$283,750
+HK$16,276/mo
Deposit HK$6.13M · loan HK$55.19M · min. income ≈ HK$534,948/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,606,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,004
−HK$15,128/mo
▼ 0.25% · 3.875%
HK$287,513
−HK$7,619/mo
Today · 4.125%
HK$295,132
baseline
▲ 0.50% · 4.625%
HK$310,688
+HK$15,556/mo
Deposit HK$6.13M · loan HK$55.19M · min. income ≈ HK$590,264/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,606,158 · Scale 2, in force from 26 Feb 2026)