LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,863
−HK$8,770/mo
▼ 0.25% · 3.875%
HK$144,213
−HK$4,420/mo
Today · 4.125%
HK$148,633
baseline
▲ 0.50% · 4.625%
HK$157,677
+HK$9,044/mo
Deposit HK$30.67M · loan HK$30.67M · min. income ≈ HK$297,266/mo (50% DSR)
Upfront cash ≈ HK$33.27M (deposit + AVD stamp duty HK$2,606,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,596
−HK$8,406/mo
▼ 0.25% · 3.875%
HK$159,769
−HK$4,233/mo
Today · 4.125%
HK$164,002
baseline
▲ 0.50% · 4.625%
HK$172,647
+HK$8,645/mo
Deposit HK$30.67M · loan HK$30.67M · min. income ≈ HK$328,004/mo (50% DSR)
Upfront cash ≈ HK$33.27M (deposit + AVD stamp duty HK$2,606,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,835
−HK$10,525/mo
▼ 0.25% · 3.875%
HK$173,056
−HK$5,304/mo
Today · 4.125%
HK$178,360
baseline
▲ 0.50% · 4.625%
HK$189,213
+HK$10,853/mo
Deposit HK$24.53M · loan HK$36.80M · min. income ≈ HK$356,720/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,606,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,715
−HK$10,087/mo
▼ 0.25% · 3.875%
HK$191,722
−HK$5,080/mo
Today · 4.125%
HK$196,802
baseline
▲ 0.50% · 4.625%
HK$207,176
+HK$10,374/mo
Deposit HK$24.53M · loan HK$36.80M · min. income ≈ HK$393,604/mo (50% DSR)
Upfront cash ≈ HK$27.14M (deposit + AVD stamp duty HK$2,606,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,808
−HK$12,278/mo
▼ 0.25% · 3.875%
HK$201,898
−HK$6,188/mo
Today · 4.125%
HK$208,086
baseline
▲ 0.50% · 4.625%
HK$220,748
+HK$12,662/mo
Deposit HK$18.40M · loan HK$42.94M · min. income ≈ HK$416,172/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$2,606,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,834
−HK$11,769/mo
▼ 0.25% · 3.875%
HK$223,676
−HK$5,927/mo
Today · 4.125%
HK$229,603
baseline
▲ 0.50% · 4.625%
HK$241,705
+HK$12,102/mo
Deposit HK$18.40M · loan HK$42.94M · min. income ≈ HK$459,206/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$2,606,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,753
−HK$15,787/mo
▼ 0.25% · 3.875%
HK$259,583
−HK$7,957/mo
Today · 4.125%
HK$267,540
baseline
▲ 0.50% · 4.625%
HK$283,819
+HK$16,279/mo
Deposit HK$6.13M · loan HK$55.20M · min. income ≈ HK$535,080/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,606,793 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,072
−HK$15,132/mo
▼ 0.25% · 3.875%
HK$287,584
−HK$7,620/mo
Today · 4.125%
HK$295,204
baseline
▲ 0.50% · 4.625%
HK$310,764
+HK$15,560/mo
Deposit HK$6.13M · loan HK$55.20M · min. income ≈ HK$590,408/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,606,793 · Scale 2, in force from 26 Feb 2026)