LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,890
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$144,242
−HK$4,421/mo
Today · 4.125%
HK$148,663
baseline
▲ 0.50% · 4.625%
HK$157,709
+HK$9,046/mo
Deposit HK$30.67M · loan HK$30.67M · min. income ≈ HK$297,326/mo (50% DSR)
Upfront cash ≈ HK$33.28M (deposit + AVD stamp duty HK$2,607,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,627
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$159,801
−HK$4,234/mo
Today · 4.125%
HK$164,035
baseline
▲ 0.50% · 4.625%
HK$172,681
+HK$8,646/mo
Deposit HK$30.67M · loan HK$30.67M · min. income ≈ HK$328,070/mo (50% DSR)
Upfront cash ≈ HK$33.28M (deposit + AVD stamp duty HK$2,607,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,869
−HK$10,526/mo
▼ 0.25% · 3.875%
HK$173,090
−HK$5,305/mo
Today · 4.125%
HK$178,395
baseline
▲ 0.50% · 4.625%
HK$189,250
+HK$10,855/mo
Deposit HK$24.54M · loan HK$36.81M · min. income ≈ HK$356,790/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,607,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,752
−HK$10,090/mo
▼ 0.25% · 3.875%
HK$191,761
−HK$5,081/mo
Today · 4.125%
HK$196,842
baseline
▲ 0.50% · 4.625%
HK$207,217
+HK$10,375/mo
Deposit HK$24.54M · loan HK$36.81M · min. income ≈ HK$393,684/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,607,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,847
−HK$12,281/mo
▼ 0.25% · 3.875%
HK$201,939
−HK$6,189/mo
Today · 4.125%
HK$208,128
baseline
▲ 0.50% · 4.625%
HK$220,792
+HK$12,664/mo
Deposit HK$18.40M · loan HK$42.94M · min. income ≈ HK$416,256/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$2,607,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,877
−HK$11,772/mo
▼ 0.25% · 3.875%
HK$223,721
−HK$5,928/mo
Today · 4.125%
HK$229,649
baseline
▲ 0.50% · 4.625%
HK$241,754
+HK$12,105/mo
Deposit HK$18.40M · loan HK$42.94M · min. income ≈ HK$459,298/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$2,607,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,803
−HK$15,790/mo
▼ 0.25% · 3.875%
HK$259,635
−HK$7,958/mo
Today · 4.125%
HK$267,593
baseline
▲ 0.50% · 4.625%
HK$283,875
+HK$16,282/mo
Deposit HK$6.13M · loan HK$55.21M · min. income ≈ HK$535,186/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,607,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,128
−HK$15,135/mo
▼ 0.25% · 3.875%
HK$287,641
−HK$7,622/mo
Today · 4.125%
HK$295,263
baseline
▲ 0.50% · 4.625%
HK$310,826
+HK$15,563/mo
Deposit HK$6.13M · loan HK$55.21M · min. income ≈ HK$590,526/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,607,314 · Scale 2, in force from 26 Feb 2026)