LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,990
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,425
−HK$442/mo
Today · 4.125%
HK$14,867
baseline
▲ 0.50% · 4.625%
HK$15,772
+HK$905/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$29,734/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$148,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,564
−HK$840/mo
▼ 0.25% · 3.875%
HK$15,981
−HK$423/mo
Today · 4.125%
HK$16,404
baseline
▲ 0.50% · 4.625%
HK$17,269
+HK$865/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$32,808/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$148,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,788
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,310
−HK$531/mo
Today · 4.125%
HK$17,841
baseline
▲ 0.50% · 4.625%
HK$18,926
+HK$1,085/mo
Deposit HK$2.45M · loan HK$3.68M · min. income ≈ HK$35,682/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$148,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,676
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,177
−HK$508/mo
Today · 4.125%
HK$19,685
baseline
▲ 0.50% · 4.625%
HK$20,723
+HK$1,038/mo
Deposit HK$2.45M · loan HK$3.68M · min. income ≈ HK$39,370/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$148,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,586
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$20,195
−HK$619/mo
Today · 4.125%
HK$20,814
baseline
▲ 0.50% · 4.625%
HK$22,080
+HK$1,266/mo
Deposit HK$1.84M · loan HK$4.29M · min. income ≈ HK$41,628/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$148,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,789
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,373
−HK$593/mo
Today · 4.125%
HK$22,966
baseline
▲ 0.50% · 4.625%
HK$24,177
+HK$1,211/mo
Deposit HK$1.84M · loan HK$4.29M · min. income ≈ HK$45,932/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$148,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,182
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,965
−HK$796/mo
Today · 4.125%
HK$26,761
baseline
▲ 0.50% · 4.625%
HK$28,389
+HK$1,628/mo
Deposit HK$614K · loan HK$5.52M · min. income ≈ HK$53,522/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$148,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,014
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,766
−HK$762/mo
Today · 4.125%
HK$29,528
baseline
▲ 0.50% · 4.625%
HK$31,084
+HK$1,556/mo
Deposit HK$614K · loan HK$5.52M · min. income ≈ HK$59,056/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$148,520 · Scale 2, in force from 26 Feb 2026)