LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,899
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$144,251
−HK$4,421/mo
Today · 4.125%
HK$148,672
baseline
▲ 0.50% · 4.625%
HK$157,719
+HK$9,047/mo
Deposit HK$30.68M · loan HK$30.68M · min. income ≈ HK$297,344/mo (50% DSR)
Upfront cash ≈ HK$33.28M (deposit + AVD stamp duty HK$2,607,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,637
−HK$8,408/mo
▼ 0.25% · 3.875%
HK$159,811
−HK$4,234/mo
Today · 4.125%
HK$164,045
baseline
▲ 0.50% · 4.625%
HK$172,692
+HK$8,647/mo
Deposit HK$30.68M · loan HK$30.68M · min. income ≈ HK$328,090/mo (50% DSR)
Upfront cash ≈ HK$33.28M (deposit + AVD stamp duty HK$2,607,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,879
−HK$10,528/mo
▼ 0.25% · 3.875%
HK$173,101
−HK$5,306/mo
Today · 4.125%
HK$178,407
baseline
▲ 0.50% · 4.625%
HK$189,263
+HK$10,856/mo
Deposit HK$24.54M · loan HK$36.81M · min. income ≈ HK$356,814/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,607,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,764
−HK$10,090/mo
▼ 0.25% · 3.875%
HK$191,773
−HK$5,081/mo
Today · 4.125%
HK$196,854
baseline
▲ 0.50% · 4.625%
HK$207,231
+HK$10,377/mo
Deposit HK$24.54M · loan HK$36.81M · min. income ≈ HK$393,708/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,607,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,859
−HK$12,282/mo
▼ 0.25% · 3.875%
HK$201,952
−HK$6,189/mo
Today · 4.125%
HK$208,141
baseline
▲ 0.50% · 4.625%
HK$220,806
+HK$12,665/mo
Deposit HK$18.41M · loan HK$42.95M · min. income ≈ HK$416,282/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$2,607,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,891
−HK$11,772/mo
▼ 0.25% · 3.875%
HK$223,735
−HK$5,928/mo
Today · 4.125%
HK$229,663
baseline
▲ 0.50% · 4.625%
HK$241,769
+HK$12,106/mo
Deposit HK$18.41M · loan HK$42.95M · min. income ≈ HK$459,326/mo (50% DSR)
Upfront cash ≈ HK$21.01M (deposit + AVD stamp duty HK$2,607,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,819
−HK$15,791/mo
▼ 0.25% · 3.875%
HK$259,652
−HK$7,958/mo
Today · 4.125%
HK$267,610
baseline
▲ 0.50% · 4.625%
HK$283,894
+HK$16,284/mo
Deposit HK$6.14M · loan HK$55.22M · min. income ≈ HK$535,220/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,607,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,146
−HK$15,136/mo
▼ 0.25% · 3.875%
HK$287,660
−HK$7,622/mo
Today · 4.125%
HK$295,282
baseline
▲ 0.50% · 4.625%
HK$310,846
+HK$15,564/mo
Deposit HK$6.14M · loan HK$55.22M · min. income ≈ HK$590,564/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,607,483 · Scale 2, in force from 26 Feb 2026)