LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,919
−HK$8,774/mo
▼ 0.25% · 3.875%
HK$144,272
−HK$4,421/mo
Today · 4.125%
HK$148,693
baseline
▲ 0.50% · 4.625%
HK$157,741
+HK$9,048/mo
Deposit HK$30.68M · loan HK$30.68M · min. income ≈ HK$297,386/mo (50% DSR)
Upfront cash ≈ HK$33.29M (deposit + AVD stamp duty HK$2,607,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,659
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$159,834
−HK$4,235/mo
Today · 4.125%
HK$164,069
baseline
▲ 0.50% · 4.625%
HK$172,717
+HK$8,648/mo
Deposit HK$30.68M · loan HK$30.68M · min. income ≈ HK$328,138/mo (50% DSR)
Upfront cash ≈ HK$33.29M (deposit + AVD stamp duty HK$2,607,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,903
−HK$10,529/mo
▼ 0.25% · 3.875%
HK$173,126
−HK$5,306/mo
Today · 4.125%
HK$178,432
baseline
▲ 0.50% · 4.625%
HK$189,289
+HK$10,857/mo
Deposit HK$24.54M · loan HK$36.82M · min. income ≈ HK$356,864/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,607,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,791
−HK$10,091/mo
▼ 0.25% · 3.875%
HK$191,800
−HK$5,082/mo
Today · 4.125%
HK$196,882
baseline
▲ 0.50% · 4.625%
HK$207,260
+HK$10,378/mo
Deposit HK$24.54M · loan HK$36.82M · min. income ≈ HK$393,764/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,607,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,887
−HK$12,284/mo
▼ 0.25% · 3.875%
HK$201,980
−HK$6,191/mo
Today · 4.125%
HK$208,171
baseline
▲ 0.50% · 4.625%
HK$220,838
+HK$12,667/mo
Deposit HK$18.41M · loan HK$42.95M · min. income ≈ HK$416,342/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,607,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,922
−HK$11,774/mo
▼ 0.25% · 3.875%
HK$223,767
−HK$5,929/mo
Today · 4.125%
HK$229,696
baseline
▲ 0.50% · 4.625%
HK$241,804
+HK$12,108/mo
Deposit HK$18.41M · loan HK$42.95M · min. income ≈ HK$459,392/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,607,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,855
−HK$15,793/mo
▼ 0.25% · 3.875%
HK$259,689
−HK$7,959/mo
Today · 4.125%
HK$267,648
baseline
▲ 0.50% · 4.625%
HK$283,934
+HK$16,286/mo
Deposit HK$6.14M · loan HK$55.23M · min. income ≈ HK$535,296/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,607,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,186
−HK$15,137/mo
▼ 0.25% · 3.875%
HK$287,700
−HK$7,623/mo
Today · 4.125%
HK$295,323
baseline
▲ 0.50% · 4.625%
HK$310,890
+HK$15,567/mo
Deposit HK$6.14M · loan HK$55.23M · min. income ≈ HK$590,646/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,607,852 · Scale 2, in force from 26 Feb 2026)