LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,923
−HK$8,775/mo
▼ 0.25% · 3.875%
HK$144,276
−HK$4,422/mo
Today · 4.125%
HK$148,698
baseline
▲ 0.50% · 4.625%
HK$157,745
+HK$9,047/mo
Deposit HK$30.68M · loan HK$30.68M · min. income ≈ HK$297,396/mo (50% DSR)
Upfront cash ≈ HK$33.29M (deposit + AVD stamp duty HK$2,607,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,663
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$159,838
−HK$4,235/mo
Today · 4.125%
HK$164,073
baseline
▲ 0.50% · 4.625%
HK$172,722
+HK$8,649/mo
Deposit HK$30.68M · loan HK$30.68M · min. income ≈ HK$328,146/mo (50% DSR)
Upfront cash ≈ HK$33.29M (deposit + AVD stamp duty HK$2,607,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,908
−HK$10,529/mo
▼ 0.25% · 3.875%
HK$173,131
−HK$5,306/mo
Today · 4.125%
HK$178,437
baseline
▲ 0.50% · 4.625%
HK$189,295
+HK$10,858/mo
Deposit HK$24.55M · loan HK$36.82M · min. income ≈ HK$356,874/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,607,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,796
−HK$10,092/mo
▼ 0.25% · 3.875%
HK$191,805
−HK$5,083/mo
Today · 4.125%
HK$196,888
baseline
▲ 0.50% · 4.625%
HK$207,266
+HK$10,378/mo
Deposit HK$24.55M · loan HK$36.82M · min. income ≈ HK$393,776/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,607,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,892
−HK$12,285/mo
▼ 0.25% · 3.875%
HK$201,986
−HK$6,191/mo
Today · 4.125%
HK$208,177
baseline
▲ 0.50% · 4.625%
HK$220,844
+HK$12,667/mo
Deposit HK$18.41M · loan HK$42.95M · min. income ≈ HK$416,354/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,607,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,928
−HK$11,774/mo
▼ 0.25% · 3.875%
HK$223,773
−HK$5,929/mo
Today · 4.125%
HK$229,702
baseline
▲ 0.50% · 4.625%
HK$241,810
+HK$12,108/mo
Deposit HK$18.41M · loan HK$42.95M · min. income ≈ HK$459,404/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,607,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,862
−HK$15,794/mo
▼ 0.25% · 3.875%
HK$259,696
−HK$7,960/mo
Today · 4.125%
HK$267,656
baseline
▲ 0.50% · 4.625%
HK$283,942
+HK$16,286/mo
Deposit HK$6.14M · loan HK$55.23M · min. income ≈ HK$535,312/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,607,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,194
−HK$15,138/mo
▼ 0.25% · 3.875%
HK$287,708
−HK$7,624/mo
Today · 4.125%
HK$295,332
baseline
▲ 0.50% · 4.625%
HK$310,899
+HK$15,567/mo
Deposit HK$6.14M · loan HK$55.23M · min. income ≈ HK$590,664/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,607,923 · Scale 2, in force from 26 Feb 2026)