LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,927
−HK$8,774/mo
▼ 0.25% · 3.875%
HK$144,279
−HK$4,422/mo
Today · 4.125%
HK$148,701
baseline
▲ 0.50% · 4.625%
HK$157,749
+HK$9,048/mo
Deposit HK$30.68M · loan HK$30.68M · min. income ≈ HK$297,402/mo (50% DSR)
Upfront cash ≈ HK$33.29M (deposit + AVD stamp duty HK$2,607,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,667
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$159,842
−HK$4,235/mo
Today · 4.125%
HK$164,077
baseline
▲ 0.50% · 4.625%
HK$172,726
+HK$8,649/mo
Deposit HK$30.68M · loan HK$30.68M · min. income ≈ HK$328,154/mo (50% DSR)
Upfront cash ≈ HK$33.29M (deposit + AVD stamp duty HK$2,607,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,912
−HK$10,529/mo
▼ 0.25% · 3.875%
HK$173,135
−HK$5,306/mo
Today · 4.125%
HK$178,441
baseline
▲ 0.50% · 4.625%
HK$189,299
+HK$10,858/mo
Deposit HK$24.55M · loan HK$36.82M · min. income ≈ HK$356,882/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,607,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,800
−HK$10,092/mo
▼ 0.25% · 3.875%
HK$191,810
−HK$5,082/mo
Today · 4.125%
HK$196,892
baseline
▲ 0.50% · 4.625%
HK$207,271
+HK$10,379/mo
Deposit HK$24.55M · loan HK$36.82M · min. income ≈ HK$393,784/mo (50% DSR)
Upfront cash ≈ HK$27.15M (deposit + AVD stamp duty HK$2,607,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,897
−HK$12,285/mo
▼ 0.25% · 3.875%
HK$201,991
−HK$6,191/mo
Today · 4.125%
HK$208,182
baseline
▲ 0.50% · 4.625%
HK$220,849
+HK$12,667/mo
Deposit HK$18.41M · loan HK$42.96M · min. income ≈ HK$416,364/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,607,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,934
−HK$11,774/mo
▼ 0.25% · 3.875%
HK$223,778
−HK$5,930/mo
Today · 4.125%
HK$229,708
baseline
▲ 0.50% · 4.625%
HK$241,816
+HK$12,108/mo
Deposit HK$18.41M · loan HK$42.96M · min. income ≈ HK$459,416/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,607,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,868
−HK$15,794/mo
▼ 0.25% · 3.875%
HK$259,702
−HK$7,960/mo
Today · 4.125%
HK$267,662
baseline
▲ 0.50% · 4.625%
HK$283,949
+HK$16,287/mo
Deposit HK$6.14M · loan HK$55.23M · min. income ≈ HK$535,324/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,607,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,200
−HK$15,139/mo
▼ 0.25% · 3.875%
HK$287,715
−HK$7,624/mo
Today · 4.125%
HK$295,339
baseline
▲ 0.50% · 4.625%
HK$310,906
+HK$15,567/mo
Deposit HK$6.14M · loan HK$55.23M · min. income ≈ HK$590,678/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,607,986 · Scale 2, in force from 26 Feb 2026)