LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,935
−HK$8,775/mo
▼ 0.25% · 3.875%
HK$144,288
−HK$4,422/mo
Today · 4.125%
HK$148,710
baseline
▲ 0.50% · 4.625%
HK$157,759
+HK$9,049/mo
Deposit HK$30.68M · loan HK$30.68M · min. income ≈ HK$297,420/mo (50% DSR)
Upfront cash ≈ HK$33.29M (deposit + AVD stamp duty HK$2,608,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,677
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$159,852
−HK$4,235/mo
Today · 4.125%
HK$164,087
baseline
▲ 0.50% · 4.625%
HK$172,737
+HK$8,650/mo
Deposit HK$30.68M · loan HK$30.68M · min. income ≈ HK$328,174/mo (50% DSR)
Upfront cash ≈ HK$33.29M (deposit + AVD stamp duty HK$2,608,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,922
−HK$10,531/mo
▼ 0.25% · 3.875%
HK$173,146
−HK$5,307/mo
Today · 4.125%
HK$178,453
baseline
▲ 0.50% · 4.625%
HK$189,311
+HK$10,858/mo
Deposit HK$24.55M · loan HK$36.82M · min. income ≈ HK$356,906/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,812
−HK$10,093/mo
▼ 0.25% · 3.875%
HK$191,822
−HK$5,083/mo
Today · 4.125%
HK$196,905
baseline
▲ 0.50% · 4.625%
HK$207,284
+HK$10,379/mo
Deposit HK$24.55M · loan HK$36.82M · min. income ≈ HK$393,810/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,909
−HK$12,286/mo
▼ 0.25% · 3.875%
HK$202,003
−HK$6,192/mo
Today · 4.125%
HK$208,195
baseline
▲ 0.50% · 4.625%
HK$220,863
+HK$12,668/mo
Deposit HK$18.41M · loan HK$42.96M · min. income ≈ HK$416,390/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,947
−HK$11,775/mo
▼ 0.25% · 3.875%
HK$223,792
−HK$5,930/mo
Today · 4.125%
HK$229,722
baseline
▲ 0.50% · 4.625%
HK$241,831
+HK$12,109/mo
Deposit HK$18.41M · loan HK$42.96M · min. income ≈ HK$459,444/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,883
−HK$15,796/mo
▼ 0.25% · 3.875%
HK$259,718
−HK$7,961/mo
Today · 4.125%
HK$267,679
baseline
▲ 0.50% · 4.625%
HK$283,966
+HK$16,287/mo
Deposit HK$6.14M · loan HK$55.23M · min. income ≈ HK$535,358/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,608,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,218
−HK$15,139/mo
▼ 0.25% · 3.875%
HK$287,733
−HK$7,624/mo
Today · 4.125%
HK$295,357
baseline
▲ 0.50% · 4.625%
HK$310,926
+HK$15,569/mo
Deposit HK$6.14M · loan HK$55.23M · min. income ≈ HK$590,714/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$2,608,150 · Scale 2, in force from 26 Feb 2026)