LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,947
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$144,300
−HK$4,423/mo
Today · 4.125%
HK$148,723
baseline
▲ 0.50% · 4.625%
HK$157,772
+HK$9,049/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$297,446/mo (50% DSR)
Upfront cash ≈ HK$33.29M (deposit + AVD stamp duty HK$2,608,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,689
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$159,865
−HK$4,236/mo
Today · 4.125%
HK$164,101
baseline
▲ 0.50% · 4.625%
HK$172,751
+HK$8,650/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$328,202/mo (50% DSR)
Upfront cash ≈ HK$33.29M (deposit + AVD stamp duty HK$2,608,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,936
−HK$10,531/mo
▼ 0.25% · 3.875%
HK$173,160
−HK$5,307/mo
Today · 4.125%
HK$178,467
baseline
▲ 0.50% · 4.625%
HK$189,326
+HK$10,859/mo
Deposit HK$24.55M · loan HK$36.82M · min. income ≈ HK$356,934/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,827
−HK$10,094/mo
▼ 0.25% · 3.875%
HK$191,838
−HK$5,083/mo
Today · 4.125%
HK$196,921
baseline
▲ 0.50% · 4.625%
HK$207,301
+HK$10,380/mo
Deposit HK$24.55M · loan HK$36.82M · min. income ≈ HK$393,842/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,925
−HK$12,287/mo
▼ 0.25% · 3.875%
HK$202,020
−HK$6,192/mo
Today · 4.125%
HK$208,212
baseline
▲ 0.50% · 4.625%
HK$220,881
+HK$12,669/mo
Deposit HK$18.41M · loan HK$42.96M · min. income ≈ HK$416,424/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,965
−HK$11,776/mo
▼ 0.25% · 3.875%
HK$223,811
−HK$5,930/mo
Today · 4.125%
HK$229,741
baseline
▲ 0.50% · 4.625%
HK$241,851
+HK$12,110/mo
Deposit HK$18.41M · loan HK$42.96M · min. income ≈ HK$459,482/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,904
−HK$15,797/mo
▼ 0.25% · 3.875%
HK$259,740
−HK$7,961/mo
Today · 4.125%
HK$267,701
baseline
▲ 0.50% · 4.625%
HK$283,990
+HK$16,289/mo
Deposit HK$6.14M · loan HK$55.24M · min. income ≈ HK$535,402/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,241
−HK$15,140/mo
▼ 0.25% · 3.875%
HK$287,757
−HK$7,624/mo
Today · 4.125%
HK$295,381
baseline
▲ 0.50% · 4.625%
HK$310,951
+HK$15,570/mo
Deposit HK$6.14M · loan HK$55.24M · min. income ≈ HK$590,762/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,362 · Scale 2, in force from 26 Feb 2026)