LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,949
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$144,303
−HK$4,422/mo
Today · 4.125%
HK$148,725
baseline
▲ 0.50% · 4.625%
HK$157,775
+HK$9,050/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$297,450/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$2,608,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,692
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$159,868
−HK$4,236/mo
Today · 4.125%
HK$164,104
baseline
▲ 0.50% · 4.625%
HK$172,754
+HK$8,650/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$328,208/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$2,608,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,939
−HK$10,532/mo
▼ 0.25% · 3.875%
HK$173,163
−HK$5,308/mo
Today · 4.125%
HK$178,471
baseline
▲ 0.50% · 4.625%
HK$189,330
+HK$10,859/mo
Deposit HK$24.55M · loan HK$36.82M · min. income ≈ HK$356,942/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,831
−HK$10,094/mo
▼ 0.25% · 3.875%
HK$191,841
−HK$5,084/mo
Today · 4.125%
HK$196,925
baseline
▲ 0.50% · 4.625%
HK$207,305
+HK$10,380/mo
Deposit HK$24.55M · loan HK$36.82M · min. income ≈ HK$393,850/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,929
−HK$12,287/mo
▼ 0.25% · 3.875%
HK$202,024
−HK$6,192/mo
Today · 4.125%
HK$208,216
baseline
▲ 0.50% · 4.625%
HK$220,885
+HK$12,669/mo
Deposit HK$18.41M · loan HK$42.96M · min. income ≈ HK$416,432/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,969
−HK$11,776/mo
▼ 0.25% · 3.875%
HK$223,815
−HK$5,930/mo
Today · 4.125%
HK$229,745
baseline
▲ 0.50% · 4.625%
HK$241,856
+HK$12,111/mo
Deposit HK$18.41M · loan HK$42.96M · min. income ≈ HK$459,490/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,909
−HK$15,797/mo
▼ 0.25% · 3.875%
HK$259,745
−HK$7,961/mo
Today · 4.125%
HK$267,706
baseline
▲ 0.50% · 4.625%
HK$283,995
+HK$16,289/mo
Deposit HK$6.14M · loan HK$55.24M · min. income ≈ HK$535,412/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,246
−HK$15,141/mo
▼ 0.25% · 3.875%
HK$287,762
−HK$7,625/mo
Today · 4.125%
HK$295,387
baseline
▲ 0.50% · 4.625%
HK$310,957
+HK$15,570/mo
Deposit HK$6.14M · loan HK$55.24M · min. income ≈ HK$590,774/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,413 · Scale 2, in force from 26 Feb 2026)