LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,951
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$144,304
−HK$4,423/mo
Today · 4.125%
HK$148,727
baseline
▲ 0.50% · 4.625%
HK$157,777
+HK$9,050/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$297,454/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$2,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,694
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$159,870
−HK$4,236/mo
Today · 4.125%
HK$164,106
baseline
▲ 0.50% · 4.625%
HK$172,756
+HK$8,650/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$328,212/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$2,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,941
−HK$10,532/mo
▼ 0.25% · 3.875%
HK$173,165
−HK$5,308/mo
Today · 4.125%
HK$178,473
baseline
▲ 0.50% · 4.625%
HK$189,332
+HK$10,859/mo
Deposit HK$24.55M · loan HK$36.83M · min. income ≈ HK$356,946/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,833
−HK$10,094/mo
▼ 0.25% · 3.875%
HK$191,844
−HK$5,083/mo
Today · 4.125%
HK$196,927
baseline
▲ 0.50% · 4.625%
HK$207,307
+HK$10,380/mo
Deposit HK$24.55M · loan HK$36.83M · min. income ≈ HK$393,854/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,931
−HK$12,287/mo
▼ 0.25% · 3.875%
HK$202,026
−HK$6,192/mo
Today · 4.125%
HK$208,218
baseline
▲ 0.50% · 4.625%
HK$220,888
+HK$12,670/mo
Deposit HK$18.41M · loan HK$42.96M · min. income ≈ HK$416,436/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,972
−HK$11,776/mo
▼ 0.25% · 3.875%
HK$223,818
−HK$5,930/mo
Today · 4.125%
HK$229,748
baseline
▲ 0.50% · 4.625%
HK$241,858
+HK$12,110/mo
Deposit HK$18.41M · loan HK$42.96M · min. income ≈ HK$459,496/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,912
−HK$15,797/mo
▼ 0.25% · 3.875%
HK$259,748
−HK$7,961/mo
Today · 4.125%
HK$267,709
baseline
▲ 0.50% · 4.625%
HK$283,998
+HK$16,289/mo
Deposit HK$6.14M · loan HK$55.24M · min. income ≈ HK$535,418/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,249
−HK$15,141/mo
▼ 0.25% · 3.875%
HK$287,765
−HK$7,625/mo
Today · 4.125%
HK$295,390
baseline
▲ 0.50% · 4.625%
HK$310,961
+HK$15,571/mo
Deposit HK$6.14M · loan HK$55.24M · min. income ≈ HK$590,780/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,442 · Scale 2, in force from 26 Feb 2026)