LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,962
−HK$8,777/mo
▼ 0.25% · 3.875%
HK$144,316
−HK$4,423/mo
Today · 4.125%
HK$148,739
baseline
▲ 0.50% · 4.625%
HK$157,790
+HK$9,051/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$297,478/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$2,608,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,707
−HK$8,412/mo
▼ 0.25% · 3.875%
HK$159,883
−HK$4,236/mo
Today · 4.125%
HK$164,119
baseline
▲ 0.50% · 4.625%
HK$172,770
+HK$8,651/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$328,238/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$2,608,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,955
−HK$10,532/mo
▼ 0.25% · 3.875%
HK$173,179
−HK$5,308/mo
Today · 4.125%
HK$178,487
baseline
▲ 0.50% · 4.625%
HK$189,348
+HK$10,861/mo
Deposit HK$24.55M · loan HK$36.83M · min. income ≈ HK$356,974/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,848
−HK$10,095/mo
▼ 0.25% · 3.875%
HK$191,859
−HK$5,084/mo
Today · 4.125%
HK$196,943
baseline
▲ 0.50% · 4.625%
HK$207,324
+HK$10,381/mo
Deposit HK$24.55M · loan HK$36.83M · min. income ≈ HK$393,886/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,947
−HK$12,288/mo
▼ 0.25% · 3.875%
HK$202,042
−HK$6,193/mo
Today · 4.125%
HK$208,235
baseline
▲ 0.50% · 4.625%
HK$220,906
+HK$12,671/mo
Deposit HK$18.41M · loan HK$42.97M · min. income ≈ HK$416,470/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,989
−HK$11,778/mo
▼ 0.25% · 3.875%
HK$223,836
−HK$5,931/mo
Today · 4.125%
HK$229,767
baseline
▲ 0.50% · 4.625%
HK$241,878
+HK$12,111/mo
Deposit HK$18.41M · loan HK$42.97M · min. income ≈ HK$459,534/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,932
−HK$15,799/mo
▼ 0.25% · 3.875%
HK$259,769
−HK$7,962/mo
Today · 4.125%
HK$267,731
baseline
▲ 0.50% · 4.625%
HK$284,021
+HK$16,290/mo
Deposit HK$6.14M · loan HK$55.24M · min. income ≈ HK$535,462/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,272
−HK$15,142/mo
▼ 0.25% · 3.875%
HK$287,789
−HK$7,625/mo
Today · 4.125%
HK$295,414
baseline
▲ 0.50% · 4.625%
HK$310,986
+HK$15,572/mo
Deposit HK$6.14M · loan HK$55.24M · min. income ≈ HK$590,828/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,655 · Scale 2, in force from 26 Feb 2026)