LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,997
−HK$877/mo
▼ 0.25% · 3.875%
HK$14,432
−HK$442/mo
Today · 4.125%
HK$14,874
baseline
▲ 0.50% · 4.625%
HK$15,779
+HK$905/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$29,748/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$148,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,571
−HK$841/mo
▼ 0.25% · 3.875%
HK$15,989
−HK$423/mo
Today · 4.125%
HK$16,412
baseline
▲ 0.50% · 4.625%
HK$17,278
+HK$866/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$32,824/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$148,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,796
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,318
−HK$531/mo
Today · 4.125%
HK$17,849
baseline
▲ 0.50% · 4.625%
HK$18,935
+HK$1,086/mo
Deposit HK$2.46M · loan HK$3.68M · min. income ≈ HK$35,698/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$148,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,685
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,186
−HK$509/mo
Today · 4.125%
HK$19,695
baseline
▲ 0.50% · 4.625%
HK$20,733
+HK$1,038/mo
Deposit HK$2.46M · loan HK$3.68M · min. income ≈ HK$39,390/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$148,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,595
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,205
−HK$619/mo
Today · 4.125%
HK$20,824
baseline
▲ 0.50% · 4.625%
HK$22,091
+HK$1,267/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$41,648/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$148,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,800
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,384
−HK$593/mo
Today · 4.125%
HK$22,977
baseline
▲ 0.50% · 4.625%
HK$24,189
+HK$1,212/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$45,954/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$148,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,194
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,978
−HK$796/mo
Today · 4.125%
HK$26,774
baseline
▲ 0.50% · 4.625%
HK$28,403
+HK$1,629/mo
Deposit HK$614K · loan HK$5.52M · min. income ≈ HK$53,548/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$148,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,028
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,780
−HK$762/mo
Today · 4.125%
HK$29,542
baseline
▲ 0.50% · 4.625%
HK$31,100
+HK$1,558/mo
Deposit HK$614K · loan HK$5.52M · min. income ≈ HK$59,084/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$148,820 · Scale 2, in force from 26 Feb 2026)