LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,971
−HK$8,777/mo
▼ 0.25% · 3.875%
HK$144,325
−HK$4,423/mo
Today · 4.125%
HK$148,748
baseline
▲ 0.50% · 4.625%
HK$157,799
+HK$9,051/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$297,496/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$2,608,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,716
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$159,892
−HK$4,237/mo
Today · 4.125%
HK$164,129
baseline
▲ 0.50% · 4.625%
HK$172,781
+HK$8,652/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$328,258/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$2,608,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,965
−HK$10,533/mo
▼ 0.25% · 3.875%
HK$173,190
−HK$5,308/mo
Today · 4.125%
HK$178,498
baseline
▲ 0.50% · 4.625%
HK$189,359
+HK$10,861/mo
Deposit HK$24.55M · loan HK$36.83M · min. income ≈ HK$356,996/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,860
−HK$10,095/mo
▼ 0.25% · 3.875%
HK$191,871
−HK$5,084/mo
Today · 4.125%
HK$196,955
baseline
▲ 0.50% · 4.625%
HK$207,337
+HK$10,382/mo
Deposit HK$24.55M · loan HK$36.83M · min. income ≈ HK$393,910/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,959
−HK$12,289/mo
▼ 0.25% · 3.875%
HK$202,055
−HK$6,193/mo
Today · 4.125%
HK$208,248
baseline
▲ 0.50% · 4.625%
HK$220,919
+HK$12,671/mo
Deposit HK$18.42M · loan HK$42.97M · min. income ≈ HK$416,496/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,003
−HK$11,778/mo
▼ 0.25% · 3.875%
HK$223,849
−HK$5,932/mo
Today · 4.125%
HK$229,781
baseline
▲ 0.50% · 4.625%
HK$241,893
+HK$12,112/mo
Deposit HK$18.42M · loan HK$42.97M · min. income ≈ HK$459,562/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,948
−HK$15,799/mo
▼ 0.25% · 3.875%
HK$259,785
−HK$7,962/mo
Today · 4.125%
HK$267,747
baseline
▲ 0.50% · 4.625%
HK$284,039
+HK$16,292/mo
Deposit HK$6.14M · loan HK$55.25M · min. income ≈ HK$535,494/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,289
−HK$15,143/mo
▼ 0.25% · 3.875%
HK$287,806
−HK$7,626/mo
Today · 4.125%
HK$295,432
baseline
▲ 0.50% · 4.625%
HK$311,005
+HK$15,573/mo
Deposit HK$6.14M · loan HK$55.25M · min. income ≈ HK$590,864/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,815 · Scale 2, in force from 26 Feb 2026)