LTV · monthly repayment
▼ 0.50% · 3.625%
HK$139,976
−HK$8,778/mo
▼ 0.25% · 3.875%
HK$144,330
−HK$4,424/mo
Today · 4.125%
HK$148,754
baseline
▲ 0.50% · 4.625%
HK$157,805
+HK$9,051/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$297,508/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$2,608,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,722
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$159,898
−HK$4,237/mo
Today · 4.125%
HK$164,135
baseline
▲ 0.50% · 4.625%
HK$172,787
+HK$8,652/mo
Deposit HK$30.69M · loan HK$30.69M · min. income ≈ HK$328,270/mo (50% DSR)
Upfront cash ≈ HK$33.30M (deposit + AVD stamp duty HK$2,608,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,971
−HK$10,533/mo
▼ 0.25% · 3.875%
HK$173,196
−HK$5,308/mo
Today · 4.125%
HK$178,504
baseline
▲ 0.50% · 4.625%
HK$189,366
+HK$10,862/mo
Deposit HK$24.55M · loan HK$36.83M · min. income ≈ HK$357,008/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,866
−HK$10,096/mo
▼ 0.25% · 3.875%
HK$191,878
−HK$5,084/mo
Today · 4.125%
HK$196,962
baseline
▲ 0.50% · 4.625%
HK$207,344
+HK$10,382/mo
Deposit HK$24.55M · loan HK$36.83M · min. income ≈ HK$393,924/mo (50% DSR)
Upfront cash ≈ HK$27.16M (deposit + AVD stamp duty HK$2,608,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$195,966
−HK$12,289/mo
▼ 0.25% · 3.875%
HK$202,062
−HK$6,193/mo
Today · 4.125%
HK$208,255
baseline
▲ 0.50% · 4.625%
HK$220,927
+HK$12,672/mo
Deposit HK$18.42M · loan HK$42.97M · min. income ≈ HK$416,510/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,011
−HK$11,778/mo
▼ 0.25% · 3.875%
HK$223,858
−HK$5,931/mo
Today · 4.125%
HK$229,789
baseline
▲ 0.50% · 4.625%
HK$241,902
+HK$12,113/mo
Deposit HK$18.42M · loan HK$42.97M · min. income ≈ HK$459,578/mo (50% DSR)
Upfront cash ≈ HK$21.02M (deposit + AVD stamp duty HK$2,608,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$251,957
−HK$15,800/mo
▼ 0.25% · 3.875%
HK$259,794
−HK$7,963/mo
Today · 4.125%
HK$267,757
baseline
▲ 0.50% · 4.625%
HK$284,049
+HK$16,292/mo
Deposit HK$6.14M · loan HK$55.25M · min. income ≈ HK$535,514/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,299
−HK$15,144/mo
▼ 0.25% · 3.875%
HK$287,817
−HK$7,626/mo
Today · 4.125%
HK$295,443
baseline
▲ 0.50% · 4.625%
HK$311,016
+HK$15,573/mo
Deposit HK$6.14M · loan HK$55.25M · min. income ≈ HK$590,886/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,608,909 · Scale 2, in force from 26 Feb 2026)