LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,002
−HK$878/mo
▼ 0.25% · 3.875%
HK$14,437
−HK$443/mo
Today · 4.125%
HK$14,880
baseline
▲ 0.50% · 4.625%
HK$15,785
+HK$905/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$29,760/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,577
−HK$842/mo
▼ 0.25% · 3.875%
HK$15,995
−HK$424/mo
Today · 4.125%
HK$16,419
baseline
▲ 0.50% · 4.625%
HK$17,284
+HK$865/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$32,838/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,802
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,325
−HK$531/mo
Today · 4.125%
HK$17,856
baseline
▲ 0.50% · 4.625%
HK$18,942
+HK$1,086/mo
Deposit HK$2.46M · loan HK$3.68M · min. income ≈ HK$35,712/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,692
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,194
−HK$508/mo
Today · 4.125%
HK$19,702
baseline
▲ 0.50% · 4.625%
HK$20,741
+HK$1,039/mo
Deposit HK$2.46M · loan HK$3.68M · min. income ≈ HK$39,404/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,603
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,212
−HK$620/mo
Today · 4.125%
HK$20,832
baseline
▲ 0.50% · 4.625%
HK$22,099
+HK$1,267/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$41,664/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,808
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,393
−HK$593/mo
Today · 4.125%
HK$22,986
baseline
▲ 0.50% · 4.625%
HK$24,198
+HK$1,212/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$45,972/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,203
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,987
−HK$797/mo
Today · 4.125%
HK$26,784
baseline
▲ 0.50% · 4.625%
HK$28,414
+HK$1,630/mo
Deposit HK$614K · loan HK$5.53M · min. income ≈ HK$53,568/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$149,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,039
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,791
−HK$762/mo
Today · 4.125%
HK$29,553
baseline
▲ 0.50% · 4.625%
HK$31,111
+HK$1,558/mo
Deposit HK$614K · loan HK$5.53M · min. income ≈ HK$59,106/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$149,049 · Scale 2, in force from 26 Feb 2026)