LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,003
−HK$878/mo
▼ 0.25% · 3.875%
HK$14,438
−HK$443/mo
Today · 4.125%
HK$14,881
baseline
▲ 0.50% · 4.625%
HK$15,786
+HK$905/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$29,762/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,578
−HK$842/mo
▼ 0.25% · 3.875%
HK$15,996
−HK$424/mo
Today · 4.125%
HK$16,420
baseline
▲ 0.50% · 4.625%
HK$17,285
+HK$865/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$32,840/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,803
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,326
−HK$531/mo
Today · 4.125%
HK$17,857
baseline
▲ 0.50% · 4.625%
HK$18,944
+HK$1,087/mo
Deposit HK$2.46M · loan HK$3.68M · min. income ≈ HK$35,714/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,694
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,195
−HK$509/mo
Today · 4.125%
HK$19,704
baseline
▲ 0.50% · 4.625%
HK$20,742
+HK$1,038/mo
Deposit HK$2.46M · loan HK$3.68M · min. income ≈ HK$39,408/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,604
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,214
−HK$619/mo
Today · 4.125%
HK$20,833
baseline
▲ 0.50% · 4.625%
HK$22,101
+HK$1,268/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$41,666/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,809
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,394
−HK$594/mo
Today · 4.125%
HK$22,988
baseline
▲ 0.50% · 4.625%
HK$24,199
+HK$1,211/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$45,976/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,205
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,989
−HK$797/mo
Today · 4.125%
HK$26,786
baseline
▲ 0.50% · 4.625%
HK$28,416
+HK$1,630/mo
Deposit HK$614K · loan HK$5.53M · min. income ≈ HK$53,572/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$149,094 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,041
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$28,793
−HK$762/mo
Today · 4.125%
HK$29,555
baseline
▲ 0.50% · 4.625%
HK$31,113
+HK$1,558/mo
Deposit HK$614K · loan HK$5.53M · min. income ≈ HK$59,110/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$149,094 · Scale 2, in force from 26 Feb 2026)