LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,045
−HK$8,783/mo
▼ 0.25% · 3.875%
HK$144,402
−HK$4,426/mo
Today · 4.125%
HK$148,828
baseline
▲ 0.50% · 4.625%
HK$157,883
+HK$9,055/mo
Deposit HK$30.71M · loan HK$30.71M · min. income ≈ HK$297,656/mo (50% DSR)
Upfront cash ≈ HK$33.32M (deposit + AVD stamp duty HK$2,610,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,799
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$159,978
−HK$4,238/mo
Today · 4.125%
HK$164,216
baseline
▲ 0.50% · 4.625%
HK$172,873
+HK$8,657/mo
Deposit HK$30.71M · loan HK$30.71M · min. income ≈ HK$328,432/mo (50% DSR)
Upfront cash ≈ HK$33.32M (deposit + AVD stamp duty HK$2,610,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,055
−HK$10,538/mo
▼ 0.25% · 3.875%
HK$173,282
−HK$5,311/mo
Today · 4.125%
HK$178,593
baseline
▲ 0.50% · 4.625%
HK$189,460
+HK$10,867/mo
Deposit HK$24.57M · loan HK$36.85M · min. income ≈ HK$357,186/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,610,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,959
−HK$10,101/mo
▼ 0.25% · 3.875%
HK$191,973
−HK$5,087/mo
Today · 4.125%
HK$197,060
baseline
▲ 0.50% · 4.625%
HK$207,447
+HK$10,387/mo
Deposit HK$24.57M · loan HK$36.85M · min. income ≈ HK$394,120/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,610,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,064
−HK$12,295/mo
▼ 0.25% · 3.875%
HK$202,162
−HK$6,197/mo
Today · 4.125%
HK$208,359
baseline
▲ 0.50% · 4.625%
HK$221,037
+HK$12,678/mo
Deposit HK$18.42M · loan HK$42.99M · min. income ≈ HK$416,718/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,610,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,119
−HK$11,784/mo
▼ 0.25% · 3.875%
HK$223,969
−HK$5,934/mo
Today · 4.125%
HK$229,903
baseline
▲ 0.50% · 4.625%
HK$242,022
+HK$12,119/mo
Deposit HK$18.42M · loan HK$42.99M · min. income ≈ HK$459,806/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,610,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,082
−HK$15,808/mo
▼ 0.25% · 3.875%
HK$259,923
−HK$7,967/mo
Today · 4.125%
HK$267,890
baseline
▲ 0.50% · 4.625%
HK$284,190
+HK$16,300/mo
Deposit HK$6.14M · loan HK$55.27M · min. income ≈ HK$535,780/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,610,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,438
−HK$15,152/mo
▼ 0.25% · 3.875%
HK$287,960
−HK$7,630/mo
Today · 4.125%
HK$295,590
baseline
▲ 0.50% · 4.625%
HK$311,171
+HK$15,581/mo
Deposit HK$6.14M · loan HK$55.27M · min. income ≈ HK$591,180/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,610,203 · Scale 2, in force from 26 Feb 2026)