LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,056
−HK$8,783/mo
▼ 0.25% · 3.875%
HK$144,413
−HK$4,426/mo
Today · 4.125%
HK$148,839
baseline
▲ 0.50% · 4.625%
HK$157,895
+HK$9,056/mo
Deposit HK$30.71M · loan HK$30.71M · min. income ≈ HK$297,678/mo (50% DSR)
Upfront cash ≈ HK$33.32M (deposit + AVD stamp duty HK$2,610,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,811
−HK$8,418/mo
▼ 0.25% · 3.875%
HK$159,990
−HK$4,239/mo
Today · 4.125%
HK$164,229
baseline
▲ 0.50% · 4.625%
HK$172,886
+HK$8,657/mo
Deposit HK$30.71M · loan HK$30.71M · min. income ≈ HK$328,458/mo (50% DSR)
Upfront cash ≈ HK$33.32M (deposit + AVD stamp duty HK$2,610,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,067
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$173,295
−HK$5,312/mo
Today · 4.125%
HK$178,607
baseline
▲ 0.50% · 4.625%
HK$189,474
+HK$10,867/mo
Deposit HK$24.57M · loan HK$36.85M · min. income ≈ HK$357,214/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,610,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,973
−HK$10,102/mo
▼ 0.25% · 3.875%
HK$191,988
−HK$5,087/mo
Today · 4.125%
HK$197,075
baseline
▲ 0.50% · 4.625%
HK$207,463
+HK$10,388/mo
Deposit HK$24.57M · loan HK$36.85M · min. income ≈ HK$394,150/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,610,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,078
−HK$12,296/mo
▼ 0.25% · 3.875%
HK$202,178
−HK$6,196/mo
Today · 4.125%
HK$208,374
baseline
▲ 0.50% · 4.625%
HK$221,053
+HK$12,679/mo
Deposit HK$18.43M · loan HK$42.99M · min. income ≈ HK$416,748/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,610,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,135
−HK$11,785/mo
▼ 0.25% · 3.875%
HK$223,986
−HK$5,934/mo
Today · 4.125%
HK$229,920
baseline
▲ 0.50% · 4.625%
HK$242,040
+HK$12,120/mo
Deposit HK$18.43M · loan HK$42.99M · min. income ≈ HK$459,840/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,610,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,101
−HK$15,809/mo
▼ 0.25% · 3.875%
HK$259,943
−HK$7,967/mo
Today · 4.125%
HK$267,910
baseline
▲ 0.50% · 4.625%
HK$284,211
+HK$16,301/mo
Deposit HK$6.14M · loan HK$55.28M · min. income ≈ HK$535,820/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,610,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,460
−HK$15,152/mo
▼ 0.25% · 3.875%
HK$287,981
−HK$7,631/mo
Today · 4.125%
HK$295,612
baseline
▲ 0.50% · 4.625%
HK$311,194
+HK$15,582/mo
Deposit HK$6.14M · loan HK$55.28M · min. income ≈ HK$591,224/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,610,400 · Scale 2, in force from 26 Feb 2026)