LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,058
−HK$8,783/mo
▼ 0.25% · 3.875%
HK$144,415
−HK$4,426/mo
Today · 4.125%
HK$148,841
baseline
▲ 0.50% · 4.625%
HK$157,897
+HK$9,056/mo
Deposit HK$30.71M · loan HK$30.71M · min. income ≈ HK$297,682/mo (50% DSR)
Upfront cash ≈ HK$33.32M (deposit + AVD stamp duty HK$2,610,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,813
−HK$8,418/mo
▼ 0.25% · 3.875%
HK$159,992
−HK$4,239/mo
Today · 4.125%
HK$164,231
baseline
▲ 0.50% · 4.625%
HK$172,888
+HK$8,657/mo
Deposit HK$30.71M · loan HK$30.71M · min. income ≈ HK$328,462/mo (50% DSR)
Upfront cash ≈ HK$33.32M (deposit + AVD stamp duty HK$2,610,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,070
−HK$10,539/mo
▼ 0.25% · 3.875%
HK$173,298
−HK$5,311/mo
Today · 4.125%
HK$178,609
baseline
▲ 0.50% · 4.625%
HK$189,477
+HK$10,868/mo
Deposit HK$24.57M · loan HK$36.85M · min. income ≈ HK$357,218/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,610,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,976
−HK$10,101/mo
▼ 0.25% · 3.875%
HK$191,990
−HK$5,087/mo
Today · 4.125%
HK$197,077
baseline
▲ 0.50% · 4.625%
HK$207,466
+HK$10,389/mo
Deposit HK$24.57M · loan HK$36.85M · min. income ≈ HK$394,154/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,610,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,081
−HK$12,296/mo
▼ 0.25% · 3.875%
HK$202,180
−HK$6,197/mo
Today · 4.125%
HK$208,377
baseline
▲ 0.50% · 4.625%
HK$221,056
+HK$12,679/mo
Deposit HK$18.43M · loan HK$43.00M · min. income ≈ HK$416,754/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,610,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,138
−HK$11,786/mo
▼ 0.25% · 3.875%
HK$223,989
−HK$5,935/mo
Today · 4.125%
HK$229,924
baseline
▲ 0.50% · 4.625%
HK$242,043
+HK$12,119/mo
Deposit HK$18.43M · loan HK$43.00M · min. income ≈ HK$459,848/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,610,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,104
−HK$15,810/mo
▼ 0.25% · 3.875%
HK$259,946
−HK$7,968/mo
Today · 4.125%
HK$267,914
baseline
▲ 0.50% · 4.625%
HK$284,215
+HK$16,301/mo
Deposit HK$6.14M · loan HK$55.28M · min. income ≈ HK$535,828/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,610,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,464
−HK$15,152/mo
▼ 0.25% · 3.875%
HK$287,985
−HK$7,631/mo
Today · 4.125%
HK$295,616
baseline
▲ 0.50% · 4.625%
HK$311,199
+HK$15,583/mo
Deposit HK$6.14M · loan HK$55.28M · min. income ≈ HK$591,232/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,610,437 · Scale 2, in force from 26 Feb 2026)