LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,063
−HK$8,784/mo
▼ 0.25% · 3.875%
HK$144,420
−HK$4,427/mo
Today · 4.125%
HK$148,847
baseline
▲ 0.50% · 4.625%
HK$157,904
+HK$9,057/mo
Deposit HK$30.71M · loan HK$30.71M · min. income ≈ HK$297,694/mo (50% DSR)
Upfront cash ≈ HK$33.32M (deposit + AVD stamp duty HK$2,610,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,819
−HK$8,419/mo
▼ 0.25% · 3.875%
HK$159,998
−HK$4,240/mo
Today · 4.125%
HK$164,238
baseline
▲ 0.50% · 4.625%
HK$172,895
+HK$8,657/mo
Deposit HK$30.71M · loan HK$30.71M · min. income ≈ HK$328,476/mo (50% DSR)
Upfront cash ≈ HK$33.32M (deposit + AVD stamp duty HK$2,610,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,076
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$173,304
−HK$5,312/mo
Today · 4.125%
HK$178,616
baseline
▲ 0.50% · 4.625%
HK$189,484
+HK$10,868/mo
Deposit HK$24.57M · loan HK$36.85M · min. income ≈ HK$357,232/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,610,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,983
−HK$10,102/mo
▼ 0.25% · 3.875%
HK$191,998
−HK$5,087/mo
Today · 4.125%
HK$197,085
baseline
▲ 0.50% · 4.625%
HK$207,474
+HK$10,389/mo
Deposit HK$24.57M · loan HK$36.85M · min. income ≈ HK$394,170/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$2,610,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,089
−HK$12,296/mo
▼ 0.25% · 3.875%
HK$202,188
−HK$6,197/mo
Today · 4.125%
HK$208,385
baseline
▲ 0.50% · 4.625%
HK$221,065
+HK$12,680/mo
Deposit HK$18.43M · loan HK$43.00M · min. income ≈ HK$416,770/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,610,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,147
−HK$11,786/mo
▼ 0.25% · 3.875%
HK$223,997
−HK$5,936/mo
Today · 4.125%
HK$229,933
baseline
▲ 0.50% · 4.625%
HK$242,053
+HK$12,120/mo
Deposit HK$18.43M · loan HK$43.00M · min. income ≈ HK$459,866/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,610,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,114
−HK$15,810/mo
▼ 0.25% · 3.875%
HK$259,956
−HK$7,968/mo
Today · 4.125%
HK$267,924
baseline
▲ 0.50% · 4.625%
HK$284,226
+HK$16,302/mo
Deposit HK$6.14M · loan HK$55.28M · min. income ≈ HK$535,848/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,610,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,474
−HK$15,154/mo
▼ 0.25% · 3.875%
HK$287,997
−HK$7,631/mo
Today · 4.125%
HK$295,628
baseline
▲ 0.50% · 4.625%
HK$311,210
+HK$15,582/mo
Deposit HK$6.14M · loan HK$55.28M · min. income ≈ HK$591,256/mo (50% DSR)
Upfront cash ≈ HK$8.75M (deposit + AVD stamp duty HK$2,610,537 · Scale 2, in force from 26 Feb 2026)