LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,009
−HK$878/mo
▼ 0.25% · 3.875%
HK$14,445
−HK$442/mo
Today · 4.125%
HK$14,887
baseline
▲ 0.50% · 4.625%
HK$15,793
+HK$906/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$29,774/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,585
−HK$842/mo
▼ 0.25% · 3.875%
HK$16,003
−HK$424/mo
Today · 4.125%
HK$16,427
baseline
▲ 0.50% · 4.625%
HK$17,293
+HK$866/mo
Deposit HK$3.07M · loan HK$3.07M · min. income ≈ HK$32,854/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$149,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,811
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,334
−HK$531/mo
Today · 4.125%
HK$17,865
baseline
▲ 0.50% · 4.625%
HK$18,952
+HK$1,087/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$35,730/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,702
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,203
−HK$509/mo
Today · 4.125%
HK$19,712
baseline
▲ 0.50% · 4.625%
HK$20,751
+HK$1,039/mo
Deposit HK$2.46M · loan HK$3.69M · min. income ≈ HK$39,424/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$149,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,612
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,222
−HK$620/mo
Today · 4.125%
HK$20,842
baseline
▲ 0.50% · 4.625%
HK$22,110
+HK$1,268/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$41,684/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,819
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,404
−HK$593/mo
Today · 4.125%
HK$22,997
baseline
▲ 0.50% · 4.625%
HK$24,210
+HK$1,213/mo
Deposit HK$1.84M · loan HK$4.30M · min. income ≈ HK$45,994/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$149,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,216
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,000
−HK$797/mo
Today · 4.125%
HK$26,797
baseline
▲ 0.50% · 4.625%
HK$28,428
+HK$1,631/mo
Deposit HK$614K · loan HK$5.53M · min. income ≈ HK$53,594/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$149,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,052
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,805
−HK$763/mo
Today · 4.125%
HK$29,568
baseline
▲ 0.50% · 4.625%
HK$31,127
+HK$1,559/mo
Deposit HK$614K · loan HK$5.53M · min. income ≈ HK$59,136/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$149,355 · Scale 2, in force from 26 Feb 2026)