LTV · monthly repayment
▼ 0.50% · 3.625%
HK$140,101
−HK$8,786/mo
▼ 0.25% · 3.875%
HK$144,459
−HK$4,428/mo
Today · 4.125%
HK$148,887
baseline
▲ 0.50% · 4.625%
HK$157,946
+HK$9,059/mo
Deposit HK$30.72M · loan HK$30.72M · min. income ≈ HK$297,774/mo (50% DSR)
Upfront cash ≈ HK$33.33M (deposit + AVD stamp duty HK$2,611,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,861
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$160,041
−HK$4,241/mo
Today · 4.125%
HK$164,282
baseline
▲ 0.50% · 4.625%
HK$172,941
+HK$8,659/mo
Deposit HK$30.72M · loan HK$30.72M · min. income ≈ HK$328,564/mo (50% DSR)
Upfront cash ≈ HK$33.33M (deposit + AVD stamp duty HK$2,611,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$168,121
−HK$10,543/mo
▼ 0.25% · 3.875%
HK$173,351
−HK$5,313/mo
Today · 4.125%
HK$178,664
baseline
▲ 0.50% · 4.625%
HK$189,535
+HK$10,871/mo
Deposit HK$24.58M · loan HK$36.86M · min. income ≈ HK$357,328/mo (50% DSR)
Upfront cash ≈ HK$27.19M (deposit + AVD stamp duty HK$2,611,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,033
−HK$10,105/mo
▼ 0.25% · 3.875%
HK$192,049
−HK$5,089/mo
Today · 4.125%
HK$197,138
baseline
▲ 0.50% · 4.625%
HK$207,530
+HK$10,392/mo
Deposit HK$24.58M · loan HK$36.86M · min. income ≈ HK$394,276/mo (50% DSR)
Upfront cash ≈ HK$27.19M (deposit + AVD stamp duty HK$2,611,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$196,142
−HK$12,299/mo
▼ 0.25% · 3.875%
HK$202,243
−HK$6,198/mo
Today · 4.125%
HK$208,441
baseline
▲ 0.50% · 4.625%
HK$221,125
+HK$12,684/mo
Deposit HK$18.43M · loan HK$43.01M · min. income ≈ HK$416,882/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,611,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,206
−HK$11,789/mo
▼ 0.25% · 3.875%
HK$224,058
−HK$5,937/mo
Today · 4.125%
HK$229,995
baseline
▲ 0.50% · 4.625%
HK$242,118
+HK$12,123/mo
Deposit HK$18.43M · loan HK$43.01M · min. income ≈ HK$459,990/mo (50% DSR)
Upfront cash ≈ HK$21.04M (deposit + AVD stamp duty HK$2,611,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$252,182
−HK$15,814/mo
▼ 0.25% · 3.875%
HK$260,026
−HK$7,970/mo
Today · 4.125%
HK$267,996
baseline
▲ 0.50% · 4.625%
HK$284,303
+HK$16,307/mo
Deposit HK$6.14M · loan HK$55.30M · min. income ≈ HK$535,992/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,611,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$280,550
−HK$15,157/mo
▼ 0.25% · 3.875%
HK$288,074
−HK$7,633/mo
Today · 4.125%
HK$295,707
baseline
▲ 0.50% · 4.625%
HK$311,294
+HK$15,587/mo
Deposit HK$6.14M · loan HK$55.30M · min. income ≈ HK$591,414/mo (50% DSR)
Upfront cash ≈ HK$8.76M (deposit + AVD stamp duty HK$2,611,241 · Scale 2, in force from 26 Feb 2026)